Mybaraka vs EXPND

MyBaraka is your personal finance assistant. Create smart budgets, log expenses in seconds, monitor subscriptions, and follow every goal — all inside a modern interface available in Kazakh, Russian, and English. Dashboard See your income versus spending at a glance, with a clear breakdown of where your money goes across all categories and time periods. Transactions Add expenses or income instantly. Choose a wallet, attach a category, set a custom limit, and keep a full history of every operation. Subscriptions Track all your active subscriptions, upcoming charges, and monthly totals. Stay ahead of renewal dates so nothing catches you off guard. Goals Set savings targets, monitor your progress over time, and top up faster whenever you have extra cash available. AI Assistant Ask the built-in AI for personalized budgeting tips, financial advice, or quick answers — in Russian or Kazakh, whenever you need it. Security and Convenience Secure login, multi-wallet tracking, customizable budget reset dates, and full data sync — your finances available anywhere, any time. AUTO-RENEWABLE SUBSCRIPTIONS MyBaraka Pro Monthly — 1 month — 2,490 KZT (Reference name: mybaraka.app.monthly) MyBaraka Pro Annual — 1 year — 19,990 KZT (Reference name: mybaraka.app.yearly) Subscription terms: Payment will be charged to your Apple Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your Apple Account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://mybaraka.app/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Your data is kept private, synced with a secure backend, and available wherever you need a clear picture of your finances.

EXPND is a simple way to keep track of your money, and it all stays on your phone. There's no account to create, no cloud, and no ads. Add what you earn and what you spend, move money between accounts, and see what you're actually left with. Fast entry. Adding a transaction takes a few seconds. Accounts. Cash, bank, cards, and transfers between them. Budgets. Set a monthly limit per category and watch it through the month. Savings goals. Pick a target and track your progress towards it. Recurring transactions. Rent, salary and subscriptions get entered once. Analytics. Charts that show where your money actually went. Receipts. Attach a photo to any transaction. Widget. Your net balance on the home screen. EMI calculator. Work out loan repayments. Face ID lock, so nobody else can open it. CSV export and import, so you can take your data with you. The app works offline. There are no servers, no analytics, and nothing is tracked.