Comparison

UltraBudget vs Where'd It Go? Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UltraBudget

This AI-powered finance tracker learns your spending habits to create personalized budgets. It offers smart organization, home screen widgets for quick monitoring, and secure cloud backups. Enjoy a beautiful interface with dark mode and data export options.

Highlights
  • AI learns spending patterns for personalized budgets
  • Favorite budgets for quick access
  • Unlimited income/expense budgets with custom folders
  • Home screen widgets for real-time monitoring
  • Export budgets and transactions to CSV
  • 24-hour cloud backup and multi-device sync
  • Liquid glass design and dark mode
Features
Read full description

UltraBudget makes budgeting feel effortless. Give each budget a target, and the app tracks every dollar against it, sorts your spending into the right category for you, and shows you exactly where your money goes. All of it happens privately on your device. BUDGETS THAT WORK THE WAY YOU THINK Group your spending into budgets and folders, then set a weekly, monthly, or yearly target. A clean progress bar fills as you spend, so you always know where you stand. Turn on rollover and unused money carries into the next period. SPENDING SORTED FOR YOU Type "Trader Joe's" and UltraBudget suggests Groceries on the spot. Tap to accept it or pick your own. The more consistent you are, the sharper it gets, and every suggestion is figured out on your device. ENTRIES THAT POST THEMSELVES Rent, subscriptions, paychecks: set a recurring transaction once and it appears automatically on schedule. No more forgetting the bills that hit every month. KNOW BEFORE YOU OVERSPEND Get a friendly heads up at 80 percent and 100 percent of any budget, plus a month-end projection of where you are headed if you keep going at this pace. SEE YOUR MONEY CLEARLY . Spending by category, at a glance . Trends across the last several months . A what-if simulator to test spending cuts before you commit . A plain-language summary of your week STAY ON TOP OF EVERYTHING . Search, filter, and sort transactions in seconds . Import a CSV from your bank, or export your data anytime . Home screen widgets, including quick add buttons . Log an expense just by asking Siri . Lock the app behind Face ID . Undo a delete if you tap too fast . 40 plus currencies and nine languages PRIVATE BY DESIGN Your financial data is yours. Categorization and insights are computed on your device, not on a server. There are no ads and no data brokers. Optional cloud backup keeps your budgets safe and in sync whenever you want it, and you stay in control of it. START FREE, UPGRADE WHEN YOU ARE READY Begin free with one budget and up to 50 transactions. UltraBudget Pro unlocks: . Unlimited budgets, folders, and transactions . Full insights, trends, and the what-if simulator . Home screen widgets Pro is available as a monthly or yearly subscription. Download UltraBudget and give every dollar a job. Privacy Policy: https://ultrabudgetapp.com/privacy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Where'd It Go? Expense Tracker

Read full description

FinPilot is an expense tracker for everyday purchases. Add expenses manually, or capture a receipt or voice note to prepare an AI draft. Review the merchant, date, amount, currency, category and receipt items before saving. See monthly spending and category statistics, then search, filter, edit or delete transactions. Record recurring purchases and subscriptions with custom intervals and optional end dates. Use multiple currencies. A local guest wallet works without an account; authenticated sync and shared wallets are optional. AI capture needs sign-in and internet. Get four free AI captures each week; FinPilot Pro unlocks unlimited AI capture. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

UltraBudget4 screens
Where'd It Go? Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Where'd It Go? Expense Tracker at weekly against UltraBudget's every 6 weeks. Where'd It Go? Expense Tracker also leads on iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. UltraBudget sells 2 in-app purchases, starting at $3.99 per month and Where'd It Go? Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

UltraBudget ships an update every 6 weeks, Where'd It Go? Expense Tracker weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
UltraBudget versus Where'd It Go? Expense Tracker: the parameters behind the verdict, then further details
ParameterUltraBudgetWhere'd It Go? Expense Tracker
PriceFreeFree
Rating4.4 (7 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings7 — better—
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.615.1 — better
Further details — not scored
Size26 MB67 MB
Age rating12+4+
DeveloperAxiosware LLCDaniil Batsyn

In-app purchases

2 purchases

UltraBudget

Subscriptions2
  • UltraBudget Pro$3.991 Month
  • UltraBudget Pro (Annual)$17.991 Year
2 purchases

Where'd It Go? Expense Tracker

Subscriptions2
  • FinPilot Pro Monthly$4.991 Month
  • FinPilot Pro Yearly$29.991 Year

Questions

Is UltraBudget free?
UltraBudget is free to download, with in-app purchases available.
Is Where'd It Go? Expense Tracker free?
Where'd It Go? Expense Tracker is free to download, with in-app purchases available.
Do UltraBudget or Where'd It Go? Expense Tracker have ads?
Neither UltraBudget nor Where'd It Go? Expense Tracker shows ads.
Which is updated more often, UltraBudget or Where'd It Go? Expense Tracker?
UltraBudget ships an update every 6 weeks, and Where'd It Go? Expense Tracker weekly. Most recently, UltraBudget was updated on October 30, 2026 and Where'd It Go? Expense Tracker on October 31, 2026.

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