Vello vs Bill Manager

Stop guessing what you owe. Vello connects directly to your bill providers so you always know what's actually due. Most apps guess from transaction history. Vello checks the source - pulling live bill status so you see exactly what's due, when it's due, and what changed. ONE DASHBOARD FOR ALL YOUR BILLS • See every bill across utilities, telecom, and more in one place • Total amount due at a glance • Clear status: due soon, overdue, paid, or needs attention REAL-TIME BILL TRACKING • Accurate due dates with countdown timers • Autopay status detection • Statement and billing period visibility • Change detection alerts for unusual increases ALWAYS-ON MONITORING • Background checks keep your bill status current • Clear "last checked" visibility • AI-powered scheduling for efficient updates SMART NOTIFICATIONS • Due date reminders (customizable) • Overdue alerts before late fees hit • Bill change alerts for large increases • Connection issue alerts VELLO PREMIUM Upgrade for enhanced capabilities: • Statement PDFs: Access and download your statements • Faster refresh: Check bills more frequently when needed • Higher capacity: More monthly status checks • Reliable Connection: Optimized routing for sensitive billers • Priority support PRIVACY & SECURITY • Passwordless login with email verification • Secure credential handling • Disconnect anytime No more hunting through portals. No more surprise bills. Just clarity. Privacy Policy: https://www.vello.money/privacy Terms of Service: https://www.vello.money/terms

Bill Manager keeps every bill and subscription in one calm place, so you always know what's due, what's paid, and what you can actually save. Add a bill once — name, amount, due date, how often it repeats — and the app tracks it from there. Type a name like "Netflix" or "Verizon" and the official payment link fills in for you. When a bill is due, one tap opens that biller's own website so you can pay them directly. SEE WHERE YOU STAND • What's still due this month, at a glance • Anything overdue, called out clearly • What you've already paid, month by month • Every subscription with its real monthly cost added up KNOW WHAT YOU CAN SAVE • Add your paycheck and anything else that comes in • Weekly, every two weeks, twice a month, or monthly — including the 1st-and-15th schedule most apps get wrong • The app subtracts your bills from your income and shows what's left to put away • If your bills come to more than you earn, it tells you plainly instead of hiding it PAY ON THE BILLER'S OWN SITE Around 70 well-known billers come pre-filled with their official web addresses, and you can add any link yourself. Bill Manager never processes payments, never asks for card or bank details, and never touches your money. It simply takes you to the right page. QUIET REMINDERS Turn on reminders and get a notification a few days before a bill is due, and again on the day. They're scheduled on your device — nothing is sent anywhere. PRIVATE BY DESIGN • No account, no sign-up, no login • No ads, no analytics, no tracking • Your bills stay on your device • Optional sync runs through a private bridge you own and control, not the developer's server WORKS THE WAY YOU DO Designed for iPhone and iPad, with a calm, readable layout that stays out of your way.