Budget & Expense Track vs Budgio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget & Expense Track
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Master your money with Stack – the intelligent budget tracker and expense manager that helps you save more, spend smarter, and achieve your financial goals. SMART BUDGET TRACKER & EXPENSE MANAGER Take control of your personal finance with powerful AI-driven tools. Track every expense, manage multiple budgets, and watch your savings grow. EXPENSE TRACKER • Quick expense tracking with smart categorization • Track income, expenses, and transfers instantly • Add notes and tags to every transaction • Recurring bill tracker for subscriptions • Receipt management and expense reports BUDGET PLANNER • Create unlimited budgets (monthly, weekly, custom) • Real-time budget tracking with smart alerts • Visual progress bars show spending vs budget • Category-based budget management • Get alerts before overspending MONEY MANAGER • Manage multiple accounts (checking, savings, credit cards) • Real-time balance tracking across all accounts • Net worth calculator and financial overview • Transfer money between accounts • Track cash, bank accounts, and investments AI FINANCIAL ADVISOR • Get personalized money-saving tips • Spending pattern analysis and insights • Budget optimization recommendations • Ask questions about your finances • Smart expense categorization SPENDING ANALYTICS • Beautiful charts show spending trends • Category breakdown and expense analysis • Income vs expense comparison • Custom date range reports • Export financial data anytime BILL TRACKER • Never miss a payment with bill reminders • Track recurring expenses and subscriptions • Set up automatic transaction recording • Manage all your bills in one place SAVINGS GOALS • Set and track financial goals • Monitor progress toward savings targets • Get motivated with visual progress • Achieve your money goals faster SECURE & PRIVATE • Bank-level security for your financial data • All data stored locally on your device • Optional iCloud backup and sync • Biometric authentication (Face ID/Touch ID) • No account required – your privacy matters BEAUTIFUL DESIGN • Modern, intuitive interface • Dark mode for comfortable viewing • Customizable categories with icons • Smooth animations and haptic feedback • Designed for iPhone and iPad SUBSCRIPTION OPTIONS Start with our free plan and upgrade anytime: • Free: Basic expense tracking + budget management • Saver ($4.99/mo): Advanced insights + priority support • Investor ($9.99/mo): Premium features + investment tracking PERFECT FOR: - Personal finance management - Budget planning and expense tracking - Bill tracking and payment reminders - Savings goal tracking - Debt management - Small business expense tracking - Family budget planning - Student money management WHY CHOOSE STACK? • Easy expense tracker – add transactions in seconds • Powerful budget planner – stay on track with your money • Smart money manager – see all your finances in one place • AI-powered insights – get personalized financial advice • Beautiful design – enjoy using your finance app • Privacy-first – your financial data stays on your device Download Stack now and take control of your personal finance. Start tracking expenses, managing budgets, and saving money today! Terms: https://kinana.xyz/stack/terms Privacy: https://kinana.xyz/stack/privacy
Budgio
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Budgio helps you track spending, build a realistic budget, and see where to adjust. Log expenses quickly, understand your monthly patterns, and create a budget based on real life — not guesswork. Track spending fast Add expenses and income in seconds with a simple flow, built-in calculator, and easy category entry. Build a budget you can actually follow Use your real spending data to set category budgets that fit your life and adjust them as patterns become clear. See where your money goes Follow category breakdowns, monitor trends, and understand which expenses are helping or hurting your plan. Improve month by month Budgio is built for people who want more than a list of transactions — it helps turn tracking into better budgeting decisions over time. Features Fast income and expense tracking Built-in calculator for quick entry Budget planning by category Spending breakdowns and summaries Cash flow overview Import and export support Budgio does not provide financial advice. It helps you understand your own data and make more informed money decisions. Track. Budget. Adjust. Repeat. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://clean-argument-6ec.notion.site/Privacy-Policy-2c98559fc9b2806b9e17e27aa54d4217
Screenshots
Verdict
The clearest difference is in-app purchases: Budget & Expense Track at none against Budgio's 2. Budget & Expense Track also leads on update cadence (every 4 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgio sells 2 in-app purchases, starting at $3.99 per month. Budget & Expense Track asks for nothing beyond the download.
Budget & Expense Track ships an update every 4 days, Budgio every 2 months. The most recent releases landed on September 9, 2026 and September 11, 2026 respectively.
| Parameter | Budget & Expense Track | Budgio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone, Apple Watch — better |
| Requires iOS | 17.6 | 16.6 — better |
| Further details — not scored | ||
| Size | 11 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Mohamed Fakiri | Stepan Petrov |
In-app purchases
Budget & Expense Track
No in-app purchases
Budgio
- Budgio Premium Monthly7 Days trial$3.991 Month
- Budgio Premium Annual7 Days trial$29.991 Year









