Cashflow Companion vs MySubscriptions

The budget app that works without linking your bank. Track your money, know what's safe to spend, and plan your finances — safely offline, on your device. FEATURES: Safe to Spend Calculator See exactly how much money you can safely spend or allocate, based on your current balance minus upcoming bills and expenses plus expected income. No guesswork. Personal Financial Insights Know how much your income exceeds your expenses or vice versa, how many days until your next payday, what your largest upcoming expense will be, and when the tightest upcoming time of the month will be. Budget Tracker Keep a complete record of every transaction. Understand your income and expense patterns and make smarter financial decisions over time. Offline Budget App — 100% Private No bank account linking. No server sync. No account required. Your financial data lives on your iPhone, encrypted by iOS — never shared, never sold. Net Worth Tracking & Forecasting Monitor assets and liabilities over time. Forecast your net worth up to 30 years into the future with custom growth rates per account. Income & Expense Breakdown Annual pie charts make it instantly obvious if your expenses exceed your income and where to improve. Recurring Transactions Set up regular bills and income once, or import via CSV. The app factors them automatically into your available funds. Share your data with a partner via bluetooth without exposing data over the internet. PRIVACY FIRST: No bank account linking — your credentials stay with you 100% on-device storage — encrypted by iOS No account required — start immediately No data collection — we won't even know your email Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Learn more at cashflowcompanion.net

MySubscriptions helps you take control of your recurring expenses with a unique visual approach. TREE MAP VIEW See all your subscriptions as an interactive tree map — each tile is sized proportionally to its cost, so you instantly see where your money goes. Color-coded by category for quick scanning. TRACK YOUR SPENDING Add all your subscriptions with their price and billing cycle. MySubscriptions automatically calculates your total monthly and yearly spending, normalizing weekly, monthly, and annual costs for easy comparison. RENEWAL REMINDERS Never be caught off guard. Enable notifications to get reminded one day before any subscription renews, so you can cancel or adjust in time. KEY FEATURES: - Interactive tree map showing spending proportions - Monthly and yearly spending totals - Support for weekly, monthly, and annual billing cycles - Multiple currency support - Renewal date notifications - iCloud sync across iPhone, iPad, and Mac - Categories: Entertainment, Productivity, Music, Gaming, Fitness, and more - No account required, no ads Your data is stored on your device and optionally synced via iCloud. No data is shared with third parties.