Comparison

Shake DeFi vs Factor Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shake DeFi

Facilitates secure cryptocurrency payments for everyday transactions using smart-contract escrow. It protects both buyers and sellers with automated blockchain-based agreements, eliminating the need for traditional financial intermediaries. Supports various cryptocurrencies and offers features like dispute resolution and instant settlement.

Highlights
  • Smart-contract escrow for trustless transactions
  • Automated blockchain-based agreements
  • Supports USDC, ETH, TON, and USDT
  • Dispute resolution with human arbiter
  • Instant settlement 24/7
  • Multiple wallet options
Features
Read full description

Shake DeFi – Safe Crypto Payments With Smart-Contract Escrow Shake DeFi makes cryptocurrency usable in the real world by giving buyers and sellers a safe, simple way to transact. Whether you're buying a car, hiring a contractor, or paying for goods and services, Shake DeFi protects both parties with automated escrow that runs on the blockchain — no banks, no middlemen, no business hours. How It Works - Buyer and seller agree on an escrow duration (0–180 days) - Funds are locked in a smart contract on the Ethereum Base network - After delivery, the seller collects payment via the app - If there's an issue, the buyer can open a dispute or the seller can issue a refund; the smart contract automatically returns funds if approved Shake DeFi is available on iOS, Telegram, and other platforms. - iOS: Full access to all features, including Coinbase Embedded Wallet, onramp/offramp, and Rubic currency swapping - Telegram: Transact using your native Telegram wallet or Tonkeeper. TON and USDT supported. - Farcaster: Transact using your native Farcaster ETH wallet on the Base network Easy Crypto Payments — Even If You're New to Crypto Shake DeFi feels as familiar as a credit card payment — without high fees or chargeback fraud. Transact using USDC or ETH, or buy and sell crypto directly in the app: - Onramp: Purchase USDC or ETH with a bank account or debit card - Offramp: Convert crypto back to U.S. dollars and withdraw to your bank All crypto buying and selling is handled by Coinbase. Shake DeFi never processes or stores your fiat money. Need to pay with Bitcoin or Staked ETH? Use the built-in Rubic swap to convert to the merchant's preferred currency. On Telegram, pay with TON or USDT via native wallet or Tonkeeper. Note: Coinbase and Rubic services are not available in all countries. Low Fees, Real Protection Automated escrow costs just 0.1% per transaction — compared to hundreds of dollars charged by traditional services. Perfect for peer-to-peer vehicle sales, marketplace transactions, contractors, merchants, and anyone concerned about fraud or payment disputes. Key Features - Smart-contract escrow for trustless transactions - 5-star user ratings displayed before you transact — make informed decisions while users are incentivized to maintain a positive reputation - Multiple wallet options — Coinbase Embedded Wallet (no private keys required), native Telegram wallet, Tonkeeper, and native Farcaster ETH wallet - Shake DeFi never takes custody of user funds - Instant settlement, 24/7 - AI-generated contract drafting - Photo and document uploads for documentation - KYC identity checks powered by Persona - Dispute resolution with a Shake DeFi human arbiter reviewing each case - Support for USDC, ETH, Bitcoin, Staked ETH, TON, and USDT - Automatic currency conversion for seamless payments Why Shake DeFi? Hundreds of millions of people hold crypto but few use it for everyday commerce due to risk and lack of recourse. Shake DeFi adds a secure escrow layer that protects both sides — reducing fees from hundreds of dollars to just 0.1%. Built for high-value transactions like vehicle purchases, our non-custodial escrow lets buyers and sellers transact instantly without wires, banking delays, or fraud risk. "Shake on it, with smart contract escrow"

About

Factor Wallet

Features
Read full description

Factor Wallet - Your All-in-One Multi-Chain Crypto Solution Securely manage Bitcoin, Ethereum, Solana, and 10+ blockchains and unlimited tokens in one powerful wallet. Buy, sell and swap in cryptocurrency with ease. MULTI-CHAIN SUPPORT Trade and manage multiple cryptocurrencies seamlessly: * Bitcoin (BTC) * Litecoin (LTC) * Dogecoin (DOGE) * Dash (DASH) * Ripple (XRP) * Stellar (XLM) * Solana (SOL) * Tron (TRX) * Cardano (ADA) * Polygon (MATIC) * All ERC-20, BEP-20, and SPL tokens KEY FEATURES SECURE WALLET * Military-grade encryption protects your assets * Non-custodial - you control your private keys * Biometric authentication (Face ID & Touch ID) * Secure backup and recovery options INSTANT CRYPTO SWAPS * Exchange between cryptocurrencies instantly * Best rates from multiple DEX aggregators * No hidden fees - transparent pricing * Lightning-fast transactions REAL-TIME MARKET DATA * Live cryptocurrency prices and charts * Track your portfolio performance 24/7 EASY FIAT ON/OFF RAMPS * Buy crypto with Unlimt and Paybis * Sell crypto and withdraw to your bank account using Unlimit and Paybis FACTOR ICO INVESTMENT * Early access to Factor token presale * Exclusive investment opportunities * Track your ICO holdings in real-time * Secure investment dashboard AI-POWERED ASSISTANT * 24/7 intelligent chatbot support * Get answers about crypto, DeFi, and blockchain * Transaction help and wallet guidance * Market insights and recommendations SMART ADDRESS BOOK * Save frequent contacts securely * Quick send with saved addresses * Label and organize recipients * QR code scanning for easy transfers COMPLETE TRANSACTION HISTORY * View all your crypto transactions * Filter by coin, date, or transaction type INTEGRATED DAPPS BROWSER * Access decentralized applications directly * Connect to DeFi protocols seamlessly * Browse Web3 safely within the app * Support for popular DApps across all chains* Detailed transaction receipts SECURITY FIRST Your security is our priority: * Non-custodial architecture - your keys, your crypto * Encrypted local storage * No personal data collection * Regular security audits * Multi-signature support (coming soon) WHY CHOOSE FACTOR WALLET? * Support for 10+ blockchains in one app * No monthly fees or hidden charges * Fast and reliable transactions * User-friendly interface for beginners * Advanced features * 24/7 customer support * Regular updates and new features JOIN THE FACTOR COMMUNITY Download Factor Wallet today and take control of your crypto future. Whether you're buying your first Bitcoin or managing a diverse crypto portfolio, Factor Wallet makes it simple, secure, and seamless. Start your crypto journey with confidence! IMPORTANT NOTICE Cryptocurrency investments carry risk. Factor Wallet is a software wallet provider and does not provide investment advice. Always do your own research (DYOR) before investing. Past performance does not guarantee future results. Factor Wallet is compliant with applicable regulations and follows KYC/AML procedures using Veriff Download Factor Wallet now and experience the future of digital finance!

Screenshots

Shake DeFi4 screens
Factor Wallet4 screens

Verdict

The call

The clearest difference is iOS requirement: Factor Wallet at 12.0 against Shake DeFi's 16.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Shake DeFi versus Factor Wallet: the parameters behind the verdict, then further details
ParameterShake DeFiFactor Wallet
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyDaily—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size71 MB75 MB
Age rating17+4+
DeveloperShake DefiFACTOR WALLET INC.

In-app purchases

None

Shake DeFi

No in-app purchases

None

Factor Wallet

No in-app purchases

Questions

Is Shake DeFi free?
Shake DeFi is free to download, with no in-app purchases.
Is Factor Wallet free?
Factor Wallet is free to download, with no in-app purchases.
Do Shake DeFi or Factor Wallet have ads?
Neither Shake DeFi nor Factor Wallet shows ads.

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