eWallet vs Coupling Org

eWallet is your all-in-one digital wallet for sending, receiving, and managing money. Whether you're splitting dinner with friends, paying a local business, or managing your personal finances, eWallet makes money movement simple, fast, and secure. SEND & RECEIVE MONEY INSTANTLY Transfer money to anyone with an eWallet account in seconds. No more waiting for checks to clear or dealing with complicated wire transfers. Just enter the amount, select your recipient, and send - it's that easy. FUND YOUR WALLET YOUR WAY Add money to your eWallet from your bank account or debit card. Choose standard ACH transfers or instant funding when you need money right away. MANAGE YOUR DEBIT CARD Get a Mastercard debit card linked to your eWallet balance. Use it anywhere Mastercard is accepted - online, in-store, or through Apple Pay. Lock your card instantly if needed. BUSINESS PAYMENTS Accept payments from customers with your business eWallet account. Generate QR codes for in-person payments, send invoices, and track your payment history. SECURITY YOU CAN TRUST Your security is our priority. eWallet uses bank-level encryption, biometric authentication (Face ID/Touch ID), and real-time fraud monitoring to keep your money safe. KEY FEATURES • Instant wallet-to-wallet transfers • Fund wallet via bank account or debit card • Virtual and physical Mastercard debit cards • Transaction history and receipts • Biometric authentication • Real-time transaction notifications • Business payment acceptance • QR code payments REGULATORY COMPLIANCE eWallet is operated by JHD Investment Group LLC, a registered Money Services Business (MSB #31000303711381). Your funds are held at Chase Bank, N.A. and are eligible for FDIC pass-through insurance. The eWallet Debit Card is issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from Mastercard.

Coupling is the operating system for local economies. Local merchants issue their own branded digital tokens, customers earn and spend them across a network of participating businesses, and value stays circulating in your community instead of leaving through corporate payment processors. FOR CONSUMERS (FREE) Download Coupling and discover local businesses in your area. Earn tokens when you shop, then spend them at any other merchant in the network. A café's tokens work at the bookstore next door. A salon's tokens work at the brewery down the street. One wallet, every local business. Digital wallet for all your local tokens Discover participating merchants near you Send and receive tokens via QR code Claim vouchers and gift tokens from local businesses Sign up with phone, email, or Apple ID No technical knowledge required FOR MERCHANTS ($10/MONTH) Issue your own branded tokens, accept tokens from neighboring businesses, and join a zero-fee trade network. No payment processing fees when merchants accept each other's tokens. Turn slow afternoons into tradeable value. Give customers a reason to keep coming back. Create unlimited branded tokens Full POS terminal for tablets and kiosks Cross-merchant network discovery White-label branding with your colors and logo Unlimited users, transactions, and token issuance Pay your subscription in Coupling tokens HOW IT WORKS Merchants mint digital tokens backed by real cryptographic assets using open protocols. When merchants agree to accept each other's tokens, customers flow between businesses and value stays local. The more businesses that join, the more powerful the network becomes. BUILT ON OPEN PROTOCOLS. DESIGNED FOR EVERYONE. Coupling uses decentralized, open-source protocols for security and interoperability. But you don't need to know any of that. The app works like any rewards app you've used before. LOCAL COMMUNITIES, GLOBAL PROTOCOL Coupling supports local communities everywhere. Each community builds its own merchant network while benefiting from shared, federated infrastructure. Tokens can even transfer across regions — so a visitor from another Coupling-powered community can spend their tokens at your local businesses. Join your local Coupling community and start keeping value where it belongs — in your neighborhood.