Comparison

WalletSum vs Ultimate Money Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WalletSum

Features
Read full description

WalletSum helps you track income and expenses and manage your personal or family finances in a clear and easy-to-understand way. You can use WalletSum for your daily personal spending, or create shared wallets to manage expenses together with your partner, family members, or roommates. What you can do with WalletSum: • Quick expense tracking: Add income or expenses in just a few steps. The interface is simple and easy to use from the start. • Separate personal and shared wallets: Keep your personal spending private while creating shared wallets to track and update expenses together with your family in real time. • Clear permission control: Manage access and editing rights for each member in a shared wallet. • Sync between app and web: Your data is continuously updated between your phone and browser, so you can track it anytime. • Multi-currency and multi-language support: Suitable if you use different currencies or need the app in different languages. • Full features available on the free plan: WalletSum does not limit its core features, allowing you to use it reliably over the long term without needing to upgrade.

About

Ultimate Money Tracker

Features
Read full description

Ultimate Money Tracker helps you take control of your money — without subscriptions, ads, or paywalls. Log income and expenses in seconds, see where your money goes, and keep your data safe. WHY THIS APP? • Fast and simple — add a transaction in a few taps • Works offline — your data stays on your device • No account required to start tracking TRACK EVERYTHING Record income and expenses with categories, tags, notes, and custom dates. Create your own categories with emoji icons, or use built-in ones for food, transport, bills, shopping, and more. UNDERSTAND YOUR SPENDING • Dashboard with day, week, month, and year views • Pie chart — see spending by category at a glance • Monthly expense charts for the last 6 months • Expense forecast — estimate how much you'll spend this month • Full transaction history with easy edit and delete MULTI-CURRENCY Log transactions in any currency and view totals in your preferred display currency. Live exchange rates keep your balance accurate when you travel or manage money in different currencies. YOUR DATA, YOUR CONTROL • Export all transactions to CSV (Excel, Google Sheets) • Import expenses from a spreadsheet or CSV file • Cloud backup to Google Drive — restore on a new phone • Automatic backup after changes (optional) PERSONALIZE YOUR EXPERIENCE • Light, dark, or system theme • English, Russian, and Spanish • Adaptive category grid — frequently used categories rise to the top • Optional quick-add screen on launch for daily logging Whether you're budgeting for the month, tracking daily coffee runs, or managing freelance income, Ultimate Money Tracker gives you clarity without complexity. Download now and start tracking.

Screenshots

WalletSum4 screens
Ultimate Money Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Ultimate Money Tracker at none against WalletSum's 4. WalletSum's advantage is update cadence (every 4 days vs every 9 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. WalletSum sells 4 in-app purchases, starting at $4.99 per month. Ultimate Money Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

WalletSum ships an update every 4 days, Ultimate Money Tracker every 9 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard2 real differences Ā· 4 level
WalletSum versus Ultimate Money Tracker: the parameters behind the verdict, then further details
ParameterWalletSumUltimate Money Tracker
PriceFreeFree
Update frequencyEvery 4 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size93 MB52 MB
Age rating4+4+
DeveloperLe Hoan HoDaniil Demchenko

In-app purchases

4 purchases

WalletSum

Subscriptions4
  • WalletSum Pro (Monthly)$4.991 Month
  • WalletSum Family (Monthly)$19.991 Month
  • WalletSum Pro (Yearly)$49.991 Year
Show 1 more
  • WalletSum Family (Yearly)$199.991 Year
None

Ultimate Money Tracker

No in-app purchases

Questions

Is WalletSum free?
WalletSum is free to download, with in-app purchases available.
Is Ultimate Money Tracker free?
Ultimate Money Tracker is free to download, with no in-app purchases.
Do WalletSum or Ultimate Money Tracker have ads?
Neither WalletSum nor Ultimate Money Tracker shows ads.
Which is updated more often, WalletSum or Ultimate Money Tracker?
WalletSum ships an update every 4 days, and Ultimate Money Tracker every 9 days. Most recently, WalletSum was updated on October 24, 2026 and Ultimate Money Tracker on October 28, 2026.

Other comparisons