CTRLPay by Mswipe vs Snag

CTRLPay – Smart Wallet for Business & Family Spends CTRLPay is a smart digital wallet that helps businesses and families manage spending with complete control, real-time visibility, and zero reimbursement hassles. Whether you are managing employee expenses, individual or household spendings, CTRLPay brings all payments into one simple, secure, and organised wallet. Pay anywhere with UPI QR, set spending controls, and track expenses effortlessly. For Businesses Simplify employee expense management and eliminate manual reimbursements. Key Features • Business Wallet – Create a dedicated wallet for company expenses • Add Employees as Users – Authorize employees to make payments • UPI QR Payments – Pay at any UPI-enabled merchant • Spend Controls – Set limits by employee, category, or amount • No Reimbursements – Employees pay directly from the wallet • Real-Time Visibility – Track spending by employee, merchant, or category • Finance Dashboard – Review transactions and supporting documents • Expense Categorisation – Automatic tagging using merchant categories (MCC) • Accounting Integration – Export or sync data with tools like Tally and Zoho • Audit Ready Records – Permanent transaction records for compliance Perfect for managing expenses like: • Travel • Meals • Client meetings • Field expenses • Petty cash For Families Manage household spending in a simple and organised way. Key Features • Family Wallet – One wallet for shared household expenses • Add Family Members & Helpers – Drivers, house help, or children can pay when needed • UPI QR Payments – Pay anywhere UPI is accepted • Spending Controls – Set limits for each family member • Child Safety Controls – Allow payments only to approved merchants (e.g., school canteen, bus service) • Clean Expense Tracking – Separate household spending from your bank account • Smart Reports – Track daily and monthly family expenses by member or category No more cluttered bank statements or guessing where money was spent. Why CTRLPay? One wallet for business and family spending Pay anywhere using UPI QR Complete control over who spends and how much Real-time reports and insights No expense claims or reimbursements Clean records for accounting and tax filing Perfect For • Businesses managing employee expenses • Startups replacing corporate cards • Families managing household spending • Parents monitoring children’s spending • Households managing helpers and drivers Spend with Control. See Everything. Reconcile Nothing. CTRLPay replaces cards, cash, and claims with real-time control, visibility, and automation—making spending simple for businesses and families alike.

Splits log themselves. You just confirm. Snag catches the moment between paying a friend and forgetting to log it on Splitwise. Close GPay, Venmo, or Monzo — Snag pops up, you tap "Log split", done. Three seconds. No hunting through Splitwise. WHAT IT DOES • Triggered automatically when your payment app closes (via iOS Shortcuts) • Logs the split to your existing Splitwise account in seconds • Region-aware payment app catalogue: - India: GPay, PhonePe, Paytm, BHIM, slice, Mobikwik - US: Venmo, Cash App, PayPal, Apple Pay - UK: Monzo, Revolut, Starling, Apple Pay • Settle up flow with debt simplification (mirrored from Splitwise) HOW THE TRIGGER WORKS 1. Sign in with your Splitwise account 2. Pick the payment apps you use 3. Follow the in-app walkthrough to wire up iOS Shortcuts (~2 minutes) 4. From then on, every time you close a payment app, Snag appears so you can log the split before you forget PRICING + PRIVACY Snag is free. No in-app purchases, no subscriptions, no ads. We don't store your financial data on our servers — every split goes straight to your Splitwise account, which has always been the source of truth. Snag respects Splitwise's free-tier daily expense limit. Snag is a third-party companion app and is not affiliated with or endorsed by Splitwise. A Splitwise account is required.