Comparison

Cool Mobile vs Charis MFB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cool Mobile

Features
Read full description

Welcome to Cool Mobile, the official banking app for Cool Microfinance Bank Limited. Banking made easy, with our secure mobile app. From checking your balance to sending transfers, paying bills, and managing your account, Cool Mobile puts the full power of your finances right in your hands. anytime and anywhere. Key Features · Instant Account Access · View balances · Transaction history · Mini-statements · Download statements safely and conveniently all with bank-grade security. Fast & Secure Transfers: Send money instantly to: · My Cool Bank accounts · Other Nigerian banks · Saved beneficiaries for faster repeat transfers · Experience premium convenience with inclusive accessibility. Bill Payments & Airtime Recharge · Pay electricity bills · Recharge airtime and data · Settle other services directly from your phone. simple, fast, and secure. Advanced Security · Login with mPIN or biometric authentication (fingerprint/Face ID) · Encrypted transactions and secure sessions · Your money stays protected, because security is at the heart of our promise. Real-Time Transaction Alerts: Receive instant notifications for · Deposits · Withdrawals · Transfers · Bill payments, giving you full control, inclusively. Account & Profile Management · Manage your account effortlessly: · Update personal information · Change mPIN · Control linked devices · Block/unblock cards safely · Track savings · manage repayments conveniently. all from the app. Secure, premium access for everyone. Why Cool Mobile?  Because banking should be simple, reliable, and inclusive. Cool Mobile combines the trust of a bank with modern, secure digital solutions. Perfect for: · Professionals and salary earners · SMEs and traders · Students and families · Everyday Nigerians seeking convenience, security, and premium service Security You Can Trust · End-to-end encrypted transactions · Biometric login protection · Secure device binding · 24/7 monitoring Your money is always safe. because secure banking is not optional, it’s our promise. Support & Contact Need help? Reach us anytime: hello@coolbank.info  Phone: 0700-0010-010  Website: www.mycoolbank.com

About

Charis MFB Mobile

Features
Read full description

Charis MFB gives you secure, convenient, and reliable access to your banking services from anywhere. Manage your finances with ease through a simple and intuitive mobile banking experience designed to keep you in control. Key Features • Open and manage your Charis MFB account • Transfer money instantly • Receive funds securely • Buy airtime and data • Pay utility and lifestyle bills • View transaction history • Monitor your account balance in real time • Secure login with PIN and biometric authentication (where supported) • Receive instant transaction notifications Whether you're saving, making payments, or managing your day-to-day finances, Charis MFB makes banking faster, safer, and more convenient. Download today and experience banking built around you.

Screenshots

Cool Mobile4 screens
Charis MFB Mobile4 screens

Verdict

The call

Cool Mobile and Charis MFB Mobile are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Cool Mobile versus Charis MFB Mobile: the parameters behind the verdict, then further details
ParameterCool MobileCharis MFB Mobile
PriceFreeFree
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size42 MB55 MB
Age rating4+4+
DeveloperCool Microfinance Bank LimitedCharis MFB

In-app purchases

None

Cool Mobile

No in-app purchases

None

Charis MFB Mobile

No in-app purchases

Questions

Is Cool Mobile free?
Cool Mobile is free to download, with no in-app purchases.
Is Charis MFB Mobile free?
Charis MFB Mobile is free to download, with no in-app purchases.
Do Cool Mobile or Charis MFB Mobile have ads?
Neither Cool Mobile nor Charis MFB Mobile shows ads.

Other comparisons