Comparison

Expense Tracker vs MySpends

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track your daily expenses and manage budgets with a simple, fast interface. Visualize your spending habits with charts and insights, and customize categories for a personalized financial overview. Your data remains private and stored locally on your device.

Highlights
  • Track expenses quickly
  • Set and monitor monthly budgets
  • Visualize spending by category
  • Search and filter transactions
  • Customizable spending categories
  • Offline functionality
  • Data privacy and local storage
Features
Read full description

FEATURES - Track expenses in seconds with a clean, fast interface - Set monthly budgets and monitor your progress - View spending by day, week, month, year, or all time - See category breakdowns with visual charts - Search and filter expenses by category, merchant, or date - Timeline view to see your spending history day by day - Calendar view to browse expenses by date - Daily averages and spending insights - Top merchants and biggest expenses at a glance - Customizable spending categories with icons and colors - Multiple payment methods like cash, card, and bank - Beautiful home screen and lock screen widgets - Spending wrapped summaries to review your habits - Export reports as CSV, Excel, or PDF - Full backup and restore for your data - Daily reminder notifications to log expenses - Works offline with no account required - Your data stays private and on your device WHY CHOOSE EXPENLY Managing your personal finances should be simple. Expenly helps you track daily expenses without complicated features or bank linking. Just open the app, enter your spending, and see your budget in real time. Whether you want to save more money, stick to a monthly budget, or simply understand your spending patterns, Expenly gives you the tools you need. POWERFUL SEARCH Find any expense instantly. Search by name, notes, or merchant. Filter by category, time period, or custom date range. Quickly locate past transactions and review your spending habits. TIMELINE VIEW See your spending history organized by day. Expand or collapse each date to view individual transactions. Swipe between months to browse your complete expense history. Filter by category to focus on specific spending. SPENDING INSIGHTS See where your money goes with category charts and breakdowns. Find your top spending categories, track how much you spend at different merchants, and identify your biggest purchases. Daily and weekly trends help you spot patterns and make better financial decisions. BUDGETING MADE EASY Set a monthly budget and watch your progress. Expenly shows you how much you have spent and how much remains. Color coded indicators let you know if you are on track or overspending. Historical budgets help you compare month over month. EXPENSE TRACKER WIDGETS Add expense tracker widgets to your home screen or lock screen to see your spending at a glance. Choose from small, medium, or large widgets showing today, this week, or this month. Stay aware of your budget without opening the app. YOUR DATA STAYS PRIVATE Expenly stores all data locally on your iPhone. No account signup required. No cloud sync. No bank connections. Your financial information never leaves your device. Export backups anytime to keep your data safe. PERFECT FOR - Anyone who wants to track daily spending - People looking for a simple budget tracker - Users who prefer manual expense logging - Anyone who values privacy and offline apps - People tired of complex finance apps Start tracking your expenses today with Expenly. A simple, private, and beautiful expense tracker for iPhone. SUBSCRIPTION DETAILS Expenly is free to download. A free trial is available for new users so you can explore all the features freely before subscribing. Expenly requires a subscription to access all features. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Read the app's privacy policy here: https://heyvish.com/privacy/expensekit Read the app's Terms of Use (EULA) here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MySpends

Read full description

SpendWise is a simple yet powerful personal expense tracker built for everyday use. Whether you want to log a small chai expense or a big rent payment, SpendWise keeps your finances organized and insightful. DASHBOARD & INSIGHTS See your monthly, weekly, and daily spending at a glance. Track your top spending category, daily average, highest expense, most frequent payee, and how your spending compares to last month โ€” all on one screen. QUICK ADD & VOICE INPUT Add expenses in seconds using the Quick Add bar. Just type "500 food swiggy" or speak it โ€” SpendWise parses it instantly. SMART EXPENSE LOGGING Organize expenses with categories, subcategories, payees, and payment methods. Edit or delete entries anytime with full control over your data. ANALYTICS & CHARTS Visualize your spending with interactive pie charts and trend graphs. Filter by week, month, 3 months, or year. Drill down by category or payment method to understand where your money goes. POWERFUL SEARCH & FILTERS Find any expense instantly. Filter by date range, amount range, category, payee, or payment method. Sort by newest, oldest, highest, or lowest. IMPORT & EXPORT Import expenses from CSV files and export your data anytime โ€” full history, current month, or a custom date range. Perfect for switching apps or sharing with your accountant. SECURITY & PRIVACY Protect your financial data with Face ID, Touch ID, or passcode lock. All data is stored locally on your device โ€” no cloud, no account, no tracking. MULTI-CURRENCY & MULTI-LANGUAGE Supports INR โ‚น, USD $, EUR โ‚ฌ, and GBP ยฃ. Available in English and Hindi. THEMES Light, Dark, or System theme โ€” your choice. SpendWise is completely offline. No sign-up. No subscription. Your data stays on your device, always.

Screenshots

Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: MySpends at none against Expense Tracker's 5. Expense Tracker's advantage is device support. On price and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Tracker sells 5 in-app purchases, starting at $2.99 per 7 days. MySpends asks for nothing beyond the download.

Scorecard2 real differences ยท 6 level
Expense Tracker versus MySpends: the parameters behind the verdict, then further details
ParameterExpense TrackerMySpends
PriceFreeFree
Positive reviews0.0% of reviewsโ€”
Update frequencyWeeklyโ€”
AdsNoโ€”
In-app purchasesYesNo โ€” better
MonetizationFree with in-app purchasesโ€”
DevicesiPhone, iPod โ€” betterโ€”
Requires iOS15.115.1
Further details โ€” not scored
Size37 MB33 MB
Age rating4+4+
DeveloperSrivishnu RamakrishnanShivani Thacker

In-app purchases

5 purchases

Expense Tracker

Subscriptions4
  • Expense Kit Weekly Offer$2.997 Days
  • Expense Kit Pro Weekly3 Days trial$3.997 Days
  • Expense Kit Yearly Offer7 Days trial$14.991 Year
Show 1 more
  • Expense Kit Pro Yearly3 Days trial$19.991 Year
One-time1
  • Expense Kit Pro Lifetime$29.99
None

MySpends

No in-app purchases

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is MySpends free?
MySpends is free to download, with no in-app purchases.

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