PayHive vs OneWeave

PayHive makes managing your money simple, social, and stress-free. Whether you're saving on your own or pooling funds with friends and family, PayHive gives you the tools to stay in control of every naira. WALLET • View your wallet balance, total credits, debits, and transaction count at a glance • Fund your wallet instantly via bank transfer with automatic fee calculation • Filter your transaction history by day, week, or month • Export your transaction history for your records GROUP SAVINGS • Create savings groups with friends, family, or colleagues • Add members by phone number and assign roles — admins and validators • Set up multiple sub-accounts within each group for different savings goals • Choose payment frequency: daily, weekly, monthly, or yearly • Track every member's contributions and total group balance • Request withdrawals with a built-in approval workflow — validators review and approve liquidation requests • Generate group account statements for any date range • Customize group settings: control who can invite members, require withdrawal approvals, and toggle balance visibility DASHBOARD • See your total balance, savings balance, wallet balance, and active groups in one view • Scroll through balance cards for a quick financial snapshot • View recent activities and your latest group savings at a glance • Pull to refresh for real-time updates ACTIVITY & NOTIFICATIONS • Full activity feed with every transaction, contribution, and group event • Mark notifications as read, clear them individually, or clear all at once • Tap any notification for full details including amounts, dates, and status PROFILE & KYC • Manage your personal information: name, email, phone, date of birth, and address • Upload a profile photo • Add your bank account details and BVN for enhanced verification • Track your verification status across email, phone, and identity FUND YOUR WALLET • Enter any amount and see the exact fee breakdown before you pay • Service charge: 1.5% plus ₦50 stamp duty on transfers of ₦10,000 or more • Receive unique VFD bank account details for each top-up • Copy account number, bank name, and reference with one tap • Confirm your payment and watch your balance update BUILT FOR NIGERIA • Full support for Nigerian Naira (₦) • Comprehensive Nigerian bank list for account linking and transfers • State-by-state address selection • BVN integration for identity verification PayHive is built for anyone who wants to save smarter — whether that means setting aside money on your own or coordinating contributions with a group. No more spreadsheets, no more WhatsApp threads, no more guesswork. Download PayHive and start building your financial future today.

Between two bank apps, cash, and transfers sent one at a time whenever light finishes or the gas runs out, most couples can't say what it costs to run their home in a month. OneWeave gives the two of you one joint account for the money you've agreed to share. It has its own account number, either of you can fund it, and both of you see every payment that comes in or goes out. Your personal accounts stay personal. Open a Pod together Create a Pod, invite your partner from your contacts, and choose the name that goes on the account. The Pod goes live as soon as they join. Agree on a spend rule Pick a limit. Payments under it go straight through. For anything above it, you choose whether the other person just gets notified or has to approve before the money leaves. Pay from the Pod • Send to any Nigerian bank account • Pay for electricity, data, airtime and TV • Download a receipt for every payment See where the house money goes • Money in and money out by week, month or year • The people and places you pay most • Export a statement whenever you need one Kept safe • PIN or biometrics to open the app • Your PIN on every payment • BVN and selfie checks before anyone can open or join a Pod Made for couples who are married, engaged, or planning a life together.