Wealth Tracker App vs FraudSpar 360

Wealth Tracker – Financial & Estate Planning Wealth Tracker is a premium financial management and estate planning application designed to help individuals understand their financial position, plan their future, and organize important financial and estate information in one secure place. A paid subscription is required to access the dashboard and all core features. Users can create an account and complete onboarding before activating a subscription. FEATURES INCLUDED WITH YOUR SUBSCRIPTION Wealth & Net Worth Tracking Track your complete financial picture in one place. • Track assets and liabilities • Real-time net worth calculation • Financial Freedom Score (7-pillar analysis) • Income and expense tracking • Debt amortisation projections Retirement & Goal Planning Plan your financial future with intelligent projections. • Retirement income gap analysis • 4% withdrawal rule calculations • Savings target recommendations • Goal probability forecasting Professional Financial Reports Generate professional reports to understand your financial health. • Financial Health Check Report • Comprehensive Wealth Report • Estate Planning Report • Downloadable PDF reports • Monthly automated email delivery • Send reports to up to 10 recipients Will Creation & Estate Planning Create and manage important estate planning documents. • Guided 7-step will creation process • UK and US will formats supported • Add beneficiaries, executors, and guardians • Download legally formatted will documents • Upload and manage Will & Power of Attorney documents • Encrypted document storage Insurance Management Keep track of your insurance policies. • Register existing insurance policies • Coverage tracking • Insurance quote requests SUBSCRIPTION INFORMATION Wealth Tracker is available through auto-renewable subscriptions: • Monthly Plan • Annual Plan A 7-day free trial may be available for new subscribers. After the trial period ends, the subscription will automatically renew at the selected plan price unless cancelled at least 24 hours before the end of the trial period. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Previously purchased subscriptions can be restored using the “Restore Purchases” option inside the app. Pricing may vary by region and will be displayed inside the app before purchase. WILL DOCUMENT DOWNLOAD (OPTIONAL ONE-TIME PURCHASE) Users can create a personalised digital will directly within the app through a guided process. Downloading the legally formatted will document is available as a separate one-time in-app purchase. Once purchased, the will document can be downloaded multiple times. Certain key details may become restricted from editing after purchase to maintain document integrity. SECURITY & PRIVACY Your financial information is protected using industry-standard security practices. • AES-256 encrypted storage • Secure authentication (Apple Sign-In, OTP, biometrics) • GDPR-compliant data handling Privacy Policy https://financialwellness.coach/#/privacy-policy Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

FraudSpar 360 is an AI-powered fraud detection and scam prevention platform designed to help individuals and businesses stay protected against evolving digital threats. Our platform helps users identify suspicious phone numbers, detect potential fraud risks, receive real-time alerts, and improve awareness around scam activities including impersonation fraud, phishing attempts, and SIM swap-related threats. Key Features •⁠ ⁠AI-powered fraud monitoring •⁠ ⁠Scam and suspicious number detection •⁠ ⁠Real-time fraud alerts •⁠ ⁠Community-driven safety reporting •⁠ ⁠Fraud awareness and prevention tools •⁠ ⁠Secure and user-friendly experience FraudSpar 360 aims to make digital communication safer by helping users make informed decisions before engaging with unknown contacts or suspicious activity. Important Notice • Community Content: Users can create posts, share experiences, comment on discussions, and participate in community conversations related to fraud prevention and awareness. • User-Generated Content Safeguards: FraudSpar 360 does not permit abusive, harmful, threatening, or inappropriate content. Users can report posts, comments, and other content for review. Users can also block other users. Reported content is reviewed and moderated in accordance with our community guidelines. • Messaging: Users may communicate with one another through community features within the app. • Scam Detection Features: Users can perform scam checks and access tools designed to help identify potential fraudulent activity. • Learn Page: Users can access educational content and fraud awareness resources to help them stay informed about scams and online safety. FraudSpar 360 provides risk assessments and awareness tools only. A number marked as “safe” does not guarantee complete safety, as legitimate numbers can sometimes be compromised through SIM swap fraud or unauthorized access. Always verify sensitive requests independently through trusted official channels. Terns of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/