Comparison

Setomy vs Smart Savings Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Setomy

Features
Read full description

Setomy is an action-based saving app that helps you turn everyday choices into real savings. Walk more, cook at home, and save money effortlessly. Core Concept Instead of tracking every expense like a budget app, Setomy focuses on your daily actions. Choose small saving actions such as: – Walking one extra stop – Cooking at home instead of eating out – Skipping unnecessary purchases Each action is converted into savings you can see and track. Why Setomy is different You don’t need complicated budgeting or financial knowledge. Simply select your actions and watch your savings grow. Setomy is perfect for people who: – Want to save money without stress – Gave up on budgeting apps – Prefer simple money management – Want to build saving habits naturally Features – Action-based saving system – Visualized daily and total savings – Simple money and expense management – Habit-based saving tracker – Clean and easy-to-use design Start building better saving habits today with Setomy.

About

Smart Savings Tracker

Visualize your savings and stay motivated by tracking money not spent. Set multiple goals, build streaks, and get daily reminders to log your progress. Premium features offer enhanced convenience and security.

Highlights
  • Log money saved from skipped purchases
  • Set multiple savings goals
  • Build daily streaks for motivation
  • Home screen widget for quick checks
  • Calendar view for progress overview
  • Visual charts for savings insights
  • Daily logging reminders
Features
Read full description

Boost your motivation by visualizing how much you save! Track "money you didn't spend" and reach your savings goals with ease. • Quickly log the amount you saved by skipping a purchase • Save frequent items as templates for faster entry • Set multiple savings goals and see predicted completion dates • Build a daily streak to stay motivated • Check this month's savings from a home screen widget • See your results at a glance in the calendar view • Pie charts to understand where you save the most • Line charts to track your savings growth over time • Monthly reports to review last month's progress • Daily reminders so you never forget to log Unlock even more convenience with Premium: • iCloud backup • Passcode & Face ID protection • Export to CSV and review in Excel • Customize category names and icons • Exclusive theme colors

Screenshots

Setomy4 screens
Smart Savings Tracker4 screens

Verdict

The call

Setomy and Smart Savings Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Setomy sells 1 in-app purchase, starting at $1.99 per month and Smart Savings Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Setomy ships an update monthly, Smart Savings Tracker every 3 weeks. Both last shipped on October 8, 2026.

ScorecardNo meaningful differences
Setomy versus Smart Savings Tracker: the parameters behind the verdict, then further details
ParameterSetomySmart Savings Tracker
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyMonthlyEvery 3 weeks — better
AdsYesYes
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size67 MB10 MB
Age rating4+4+
DeveloperAppSeed, Incorporated.KOTARO OMORI

In-app purchases

1 purchases

Setomy

Subscriptions1
  • Premium Plan$1.991 Month
1 purchases

Smart Savings Tracker

One-time1
  • Savings Premium$4.99

Questions

Is Setomy free?
Setomy is free to download, with in-app purchases available.
Is Smart Savings Tracker free?
Smart Savings Tracker is free to download, with in-app purchases available.
Do Setomy or Smart Savings Tracker have ads?
Both Setomy and Smart Savings Tracker show ads.
Which is updated more often, Setomy or Smart Savings Tracker?
Setomy ships an update monthly, and Smart Savings Tracker every 3 weeks. Most recently, Setomy was updated on October 8, 2026 and Smart Savings Tracker on October 8, 2026.

Other comparisons