Subs Diary vs Moneta Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subs Diary
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"Here's how I caught the payments I'd forgotten about" — just by spotting the subscriptions I no longer used and cancelling them. Netflix. Spotify. That cloud storage from 2019. Three services you're still paying for every month — and you've stopped using two of them. Subs Diary shows you everything you pay for, how much it adds up to, and exactly when each renewal hits — so you can cancel before the money leaves your account. 【What Changes When You See It All at Once】 • No more "wait, I'm still paying for that?" moments • You actually know your monthly subscription spend — down to the cent • You catch renewal dates before they sneak past you • You stop paying for apps you forgot you downloaded 【Everything Subscriptions, Organized】 - Subscription Tracker — Add every service: streaming, music, gaming, cloud, and more - Monthly & Annual Totals — See your real recurring spend automatically calculated - Renewal Reminders — 3-day advance notifications. Cancel before it renews. - Visual Stats — A pie chart breaks your spending down by category. Spot the waste instantly. - Stored on Your Device — Your subscription list is saved on your device. "I tried tracking subscriptions in a spreadsheet. I kept it updated for maybe two weeks." — A spreadsheet doesn't remind you. It won't tell you a renewal is in 3 days. This app does — automatically, without you having to remember to check. "I'll just check my bank statement." — Your bank shows what already happened. This shows what's coming. "I signed up for a free trial and forgot to cancel." — Register it with the trial's end date as the renewal date. You'll get a reminder before the charge hits — enough time to decide if you want to keep it or cut it. "Do the reminders actually work?" — Yes. By default, your phone gets a notification 3 days before every renewal (you can change the timing). No more opening your bank app and wondering why there's a new charge. "Is my financial data safe?" — Your subscription list is stored on your device. No bank connection. No login required. "Am I imagining how hard it is to cancel?" — No. In 2025, the FTC sued Uber over Uber One — 28 million subscribers signed up in one tap, while cancelling required up to 23 screens and 32 actions. That's the industry you're up against. Subs Diary is built for the opposite: see every subscription, cancel before it renews, no maze required. "My bank statement shows charges I don't even recognize — I can't tell which service they're from." — When you register a service in Subs Diary, you give it a name you'll recognize. AMZN*PRIME becomes Amazon Prime in your list. The next time a charge you can't place shows up, your registered list tells you exactly what it is. "Do I need to pay?" — Up to 5 subscriptions, renewal reminders, totals and stats are free. Premium removes ads and the 5-subscription limit. Price shown before you commit. 【Premium Plan】 See in-app for pricing. Subscription auto-renews unless canceled 24 hours before renewal. Privacy Policy: https://subs-tracker-prod.web.app/privacy.html Terms of Use: https://subs-tracker-prod.web.app/terms.html Download now — find out what you're actually paying for. You might also like - CashTally - Money Counter: Close the Register in 15 Min - Day Ritual – Daily Habits: One Goal. AI Builds Your Day. - FridgeCook AI - Recipe Finder: 3-Second Recipe. No Thinking. Search for these apps by name on the App Store.
Moneta Budget Tracker
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Moneta - Budget Tracker and Expense Tracker Moneta is a simple and powerful budget tracker and expense tracker designed to help you manage daily spending and plan your monthly budget with clarity. As a lightweight personal finance app, Moneta makes money management easy without unnecessary complexity. Track expenses, set monthly limits, and clearly see where your money goes. Whether you need a simple budget tracker, a reliable money manager, or a minimal tool to monitor daily expenses, Moneta keeps your finances organized and easy to review. Perfect For Students looking for a practical budget tracker Anyone who wants a minimal expense tracker Users who prefer clean and distraction free money management Individuals who want better control of monthly spending Key Features Expense Tracking Quickly record income and expenses, categorize transactions, and add notes to keep your daily expense tracking accurate and organized. Monthly Budget Planning Set monthly budgets and monitor your progress to stay within limits and avoid overspending. Recurring Transactions Automatically track recurring income or expenses like subscriptions, rent, or bills so they are always reflected in your monthly budget. Reports and Insights View clean charts and summaries that help you understand spending patterns over time. Privacy and Security Your financial data is stored locally on your device by default. Optional cloud sync is encrypted to keep your information secure and private. Moneta Premium Premium - Monthly Plan 2.99 USD per month Full access to all premium features for 30 days. Premium - Yearly Plan 9.99 USD per year Full access to all premium features for 12 months. Best value plan. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase. You can manage or cancel your subscription anytime in your App Store account settings. Legal Information Privacy Policy https://app-moneta.xyz/privacy/ Terms of Use https://app-moneta.xyz/terms/ Moneta is a personal finance tracking app. This app does not provide financial services, payments, digital wallets, or money transfers.
Screenshots
Verdict
The clearest difference is update cadence: Moneta Budget Tracker at every 4 days against Subs Diary's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subs Diary sells 3 in-app purchases, starting at $2.99 per month and Moneta Budget Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Subs Diary ships an update every 3 weeks, Moneta Budget Tracker every 4 days. The most recent releases landed on November 9, 2026 and November 13, 2026 respectively.
| Parameter | Subs Diary | Moneta Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 4 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 92 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Tomohito Kii | Rafi Bagaskara Halilintar |
In-app purchases
Subs Diary
- Monthly - Subs Diary7 Days trial$2.991 Month
- Annual - Subs Diary7 Days trial$14.991 Year
- Lifetime Premium$29.99
Moneta Budget Tracker
- Premium - 1 Bulan$2.991 Month
- Premium - Akses Tahunan3 Days trial$19.991 Year









