Subs Diary vs Konto

"Here's how I caught the payments I'd forgotten about" — just by spotting the subscriptions I no longer used and cancelling them. Netflix. Spotify. That cloud storage from 2019. Three services you're still paying for every month — and you've stopped using two of them. Subs Diary shows you everything you pay for, how much it adds up to, and exactly when each renewal hits — so you can cancel before the money leaves your account. 【What Changes When You See It All at Once】 • No more "wait, I'm still paying for that?" moments • You actually know your monthly subscription spend — down to the cent • You catch renewal dates before they sneak past you • You stop paying for apps you forgot you downloaded 【Everything Subscriptions, Organized】 - Subscription Tracker — Add every service: streaming, music, gaming, cloud, and more - Monthly & Annual Totals — See your real recurring spend automatically calculated - Renewal Reminders — 3-day advance notifications. Cancel before it renews. - Visual Stats — A pie chart breaks your spending down by category. Spot the waste instantly. - Stored on Your Device — Your subscription list is saved on your device. "I tried tracking subscriptions in a spreadsheet. I kept it updated for maybe two weeks." — A spreadsheet doesn't remind you. It won't tell you a renewal is in 3 days. This app does — automatically, without you having to remember to check. "I'll just check my bank statement." — Your bank shows what already happened. This shows what's coming. "I signed up for a free trial and forgot to cancel." — Register it with the trial's end date as the renewal date. You'll get a reminder before the charge hits — enough time to decide if you want to keep it or cut it. "Do the reminders actually work?" — Yes. By default, your phone gets a notification 3 days before every renewal (you can change the timing). No more opening your bank app and wondering why there's a new charge. "Is my financial data safe?" — Your subscription list is stored on your device. No bank connection. No login required. "Am I imagining how hard it is to cancel?" — No. In 2025, the FTC sued Uber over Uber One — 28 million subscribers signed up in one tap, while cancelling required up to 23 screens and 32 actions. That's the industry you're up against. Subs Diary is built for the opposite: see every subscription, cancel before it renews, no maze required. "My bank statement shows charges I don't even recognize — I can't tell which service they're from." — When you register a service in Subs Diary, you give it a name you'll recognize. AMZN*PRIME becomes Amazon Prime in your list. The next time a charge you can't place shows up, your registered list tells you exactly what it is. "Do I need to pay?" — Up to 5 subscriptions, renewal reminders, totals and stats are free. Premium removes ads and the 5-subscription limit. Price shown before you commit. 【Premium Plan】 See in-app for pricing. Subscription auto-renews unless canceled 24 hours before renewal. Privacy Policy: https://subs-tracker-prod.web.app/privacy.html Terms of Use: https://subs-tracker-prod.web.app/terms.html Download now — find out what you're actually paying for. You might also like - CashTally - Money Counter: Close the Register in 15 Min - Day Ritual – Daily Habits: One Goal. AI Builds Your Day. - FridgeCook AI - Recipe Finder: 3-Second Recipe. No Thinking. Search for these apps by name on the App Store.

Konto keeps your accounts for you: your household money and, if you work as a freelancer in Italy, your partita IVA. Pay with Apple Pay and the expense logs itself, with the amount, the merchant and a category Konto learns from your choices. EXPENSES THAT LOG THEMSELVES Once, you create an automation in Apple's Shortcuts app by following Konto's step-by-step guide. From then on, Apple Pay payments in shops go into Konto on their own; for Apple Pay on websites in Safari, turn on the Konto extension and tap «Registra». Konto only receives the amount, merchant and card name of a payment that has already happened: it does NOT connect to your bank and never asks for banking credentials. The feature is optional. YOUR PERSONAL FINANCES • Transactions: income and expenses in order, by category and by month. • Budgets: a limit for each category, so you see at once how much you spent and where you went over. • Savings goals: a holiday, a car, emergencies. If you like, at the start of the month what you didn't spend from your budget moves to the goal you choose. • Subscriptions and instalments: streaming, gym, loans and mortgage, with a 12-month forecast. • Utility bills: electricity, gas, water and the rest of the home, with due dates and consumption. Take a photo of a bill and Konto fills it in. • Trips: set the dates and Konto gathers the expenses of those days, with total, daily average and a PDF report. • Analysis: where your money goes, by category, merchant and card. ADDING IS QUICK Dictate an expense in the app and the AI fills in amount, category and date, take a photo of a receipt, or import your bank's CSV: Konto categorises everything and spots likely duplicates. FOR ITALIAN FREELANCERS (PARTITA IVA, ITALIAN RULES) • Invoices and quotes with your logo, shared by link or PDF, with what you still have to collect in view. • Clients and cash flow always at hand. • In the Italian flat-rate regime (regime forfettario) Konto estimates substitute tax and INPS contributions and warns you as you approach the €85,000 threshold. Outside it, you see VAT payable and receivable quarter by quarter. • Tax calendar: F24, INPS and tax returns with the days left, based on your legal form. • Business trips: the expenses of a work trip become an expense report in PDF. HOME AND WORK, SEPARATE With Business + Personal you switch between household and business money with one tap: two accounts that never mix. AI ASSISTANT Konto AI helps you with budgets and goals, answers your questions and tells you where to find every feature. OFFLINE, SECURE, YOURS Konto works without a connection and syncs as soon as you are back online. Access is protected with Face ID. Your data is never sold and there are no ads. You can export everything or delete your account whenever you want. TRIAL AND SUBSCRIPTION Konto is free for 7 days after you sign up, with no payment details. After that, to keep using every feature, choose Personal, Business or Business + Personal, monthly or yearly: the price in your currency is shown before you subscribe. The subscription renews automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account when you confirm the purchase. You can manage or cancel it in your Apple Account settings. GOOD TO KNOW • Automatic expense capture works on iPhone. On a computer, Konto runs in the browser with the same account. • Tax, VAT and INPS figures are estimates to help you set aside the right amount: they do not replace your accountant. Konto does not send electronic invoices to the Italian SDI. Privacy Policy: https://konto-finance-app.netlify.app/privacy Terms of Use: https://konto-finance-app.netlify.app/terms