WhatPay vs NeverDue

WhatPay helps you track subscriptions, EMIs, and recurring bills in one clean place. Stay on top of what you pay every month with a simple card-based layout, quick insights, and reminders that help you avoid surprises. What you can do: - Track subscriptions, EMIs, trials, and recurring payments - View Monthly, Yearly, and Yet to Pay totals - Organize payments by category - Expand any card for detailed breakdowns - Edit and delete entries quickly - Set payment reminders - Use the home screen widget for at-a-glance tracking - Sync data with iCloud Built for clarity and speed: - Fast add flow with cleaner form layout - Better use of screen space while entering data - Improved interaction animations and smoother card actions - Simple, focused UI for everyday use Premium: - Free for up to 6 subscriptions - One-time upgrade to unlock unlimited tracking

NeverDue helps you stay on top of every recurring payment — EMIs, loans, subscriptions, insurance, SIPs, rent, credit card bills and more. TRACK EVERYTHING IN ONE PLACE Add all your recurring payments with details like amount, frequency, interest rate and duration. Supports monthly, weekly, quarterly, yearly or custom payment schedules. SMART REMINDERS Get notified before every due date so you never miss a payment. Customize reminder timing for each payment individually. CALENDAR VIEW See all your upcoming payments on a clean monthly calendar. Tap any date to see what's due and mark payments as paid. INSIGHTS & ANALYTICS - Category-wise spending breakdown - Monthly outflow trends - Payment projections for the next 12 months - Debt timeline showing when each loan ends DEBT PLANNER (Pro) Plan your debt-free journey with proven strategies: - Snowball method (smallest balance first) - Avalanche method (highest interest first) - What-If simulator to see how extra payments help - Complete payoff schedule with projected dates EXPORT YOUR DATA (Pro) Export your payment data as CSV or a formatted PDF report — great for tax filing, budgeting, or sharing with a financial advisor. PRIVACY FIRST Your financial data never leaves your device. No account needed. No cloud sync. No tracking. Everything is stored locally on your phone. ADDITIONAL FEATURES - Dark mode support - Shared payment tracking (split EMIs) - Backup & restore your data - Mark payments as paid with swipe gestures - Indian Rupee formatting with lakhs & crores - Haptic feedback for a polished experience NEVERDUE PRO Unlock advanced features like Debt Planner, detailed insights, payment projections, CSV & PDF export, and unlimited payment tracking with a yearly subscription. Download NeverDue today and take control of your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://neverdue.app/privacy-policy