Expense Tracker vs Karmash

Complete expense & income tracker, budget planner, powered with AI.  Easy, clear and convenient UI, and powerful functionality at the same time. Features: • Fast transaction entry by voice, receipt scan or manual entry. • Multiple entries at once with voice input. • Multiple entries at once with receipt scan. • Powerful analytics, history and search/filters. • Tracking income and expenses with AI. • Categories rules for AI. • Budgeting and planning. • Daily and weekly spending allowance based on current budget. • Recurring transactions and planned transactions. • Multiple currencies: over 170 currencies and exchange rates (including BTC, ETH, etc). • Accounts in any currency and categories with subcategories. • Account groups and transfers between accounts. • Categories with type "both" as well as default "expense" and "income" category types. • No authorization required. • Security (Touch ID and Face ID). Coming soon: • Add transaction with receipt/photo/file with AI. • Extended budgeting and plans. • Widgets. • Goals. • AI reports/insights and adviced. • AI import data from anywhere (other apps, excel,pdf, etc). • API for adding automated transactions from anywhere. • Cloud sync. Track your spending as fast as you can talk. Budgeting doesn’t have to feel like homework. Meet Budget AI - the expense tracker that actually keeps up with you. Whether you’re on the road, tracking budget, or just trying to see where your money goes, Budget AI lets you log expenses in seconds using nothing but your voice. Just say something like, “Spent $15 on lunch and $8 on cinema tickets,” and Budget AI picks up every detail. It splits up the transactions, drops them into the right categories, and records the amounts—no buttons, no fuss. Why pick Budget AI? For starters, you get a super-fast interface - add income or expenses in a couple taps. The app learns your habits and sorts transactions automatically. Traveling or freelancing? You can set up as many accounts as you need in any currency. Get clear visuals on your spending with easy-to-read charts and daily breakdowns. Got subscriptions or bills? Set them to repeat and let Budget AI handle the rest. You can even set strict budgets for different categories, so you never lose track. Your privacy matters. No sign-ups, no cloud syncing required. Lock the app with Face ID, Touch ID, or a PIN for extra security. Export everything to CSV whenever you want. You’re always in control. Ready to take charge of your money? Download Budget AI and experience a faster, smarter way to manage your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetai.appwrite.network/privacy

Karmash is a simple, powerful finance tracker that works completely offline. No cloud. No accounts. Just you and your money. SMART EXPENSE TRACKING Add transactions in seconds — manually, by voice, or by snapping a photo of your receipt. Karmash's AI reads the amount, category, and date automatically. SAVINGS GOALS Create goals — for a vacation, a gadget, an emergency fund — and track every deposit. Watching the bar fill up is more motivating than any spreadsheet. RECURRING PAYMENTS Add subscriptions, rent, and loans as recurring entries. Karmash shows what's coming up so there are no surprises at the end of the month. ANALYTICS Clear category charts, month-over-month comparisons, income and expense summaries. When you see where the money goes, you can actually change it. HOME SCREEN WIDGET Add the iOS widget — your balance and goals are always visible without even opening the app. STREAKS Track every day and watch your streak grow. Small habits, big results. 100% PRIVATE All data lives only on your device. We literally cannot see your transactions — they're not on our servers. KARMASH PRO Unlock unlimited categories, advanced analytics, and priority features. Start free. No sign-up. Right now. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://karmash-legal.vercel.app/privacy.html