Ehel vs Janguix

Ehel is one app for your family: chat, call and save together. CHAT AND CALLS • End-to-end encrypted chats, one to one or in family groups • Photos, videos, voice messages and GIFs • Voice and video calls, including group calls • A Security PIN brings your chats to a new phone AYUUTO (ROTATING SAVINGS) Ayuuto, hagbad, susu, tanda, chama, equb: whatever your family calls it, Ehel runs it. • Everyone pays their share each round and one person receives the payout • See who has paid, who is next and when money is due • Reminders before a payment is due, and clear choices when someone is late • Swap turns, give up a seat, or end early when the group agrees POOLS • Collect money together for a wedding, a gift, school costs or an emergency • Everyone can see what has come in EHEL BALANCE (UNITED STATES) • Add money from your bank or card • Send and request money from family and friends • Pay your Ayuuto share and add to Pools from your balance • Withdraw to your bank, free with Standard or in minutes with Instant • Face ID or your Ehel PIN before any money leaves OUTSIDE THE UNITED STATES Ehel keeps the record of your Ayuuto or Pool: members tap "I paid", the organizer confirms, and the money moves outside the app. COMMUNITY • Plans, posts and local businesses near you • Report or block anyone at any time Ehel is in English, Somali and Swahili. Money features are for people in the United States who are 18 or older and pass an identity check. Ehel, Inc. is a financial technology company, not a bank. Your Ehel balance is held, and your money is moved, by Ehel's partners, which are licensed or otherwise authorized where your state requires it. Balances are held as USDC, a US dollar stablecoin, and Ehel shows them in dollars. Terms: https://ehel.co/terms Privacy: https://ehel.co/privacy

Jangui is a modern digital platform designed to help communities organize, manage, and participate in group savings circles with more transparency, structure, and trust. Whether you call it a jangui, njangui, tontine, money circle, rotating savings group, or community savings group, Jangui helps members stay connected and informed throughout every contribution cycle. With Jangui, group members can easily see important updates, track contribution progress, follow payout schedules, communicate with their group, and stay organized in one secure place. Why Jangui? Traditional money circles are built on trust, community, and discipline. But managing them manually through paper notes, spreadsheets, text messages, or WhatsApp groups can become confusing. Members may miss updates, forget contribution dates, lose track of payouts, or struggle to know what is happening in the group. Jangui helps solve this by bringing structure and visibility to the process. Key Features Create or join savings groups Start a new group or participate in an existing community savings circle. Track contributions Follow who has contributed and stay updated on group progress. View payout information Understand payout order, upcoming recipients, and group cycle activity. Stay informed with notifications Receive important reminders and updates so you do not miss key group moments. Group communication Keep conversations connected to the group and make it easier for members to stay aligned. Member profiles Manage your profile and participate in your savings groups with a clear view of your activity. Built for Community Jangui is especially useful for families, friends, diaspora communities, associations, cultural groups, church groups, professional groups, and local communities that use rotating savings traditions to support one another financially. Our goal is to make community savings easier to manage while preserving the values that make them powerful: trust, unity, accountability, and mutual support. Important Note Jangui is designed to help users organize and manage group savings activity. Availability of payment, transfer, wallet, investment, or financial services may vary depending on your location, group setup, and future product availability. Download Jangui today and bring your money circle into the digital age.