NRICred vs SELF.IO

NRICred is the ultimate finance and immigration companion for Non-Resident Indians living in the United States. Whether you're on an F1 student visa, H1B work visa, or pursuing a green card, NRICred helps you navigate the complex world of US-India finances with AI-powered guidance. KEY FEATURES: AI FINANCIAL ASSISTANT Ask any question about NRI finances and get instant, accurate answers. Our AI understands the unique challenges NRIs face - from opening your first US bank account to understanding FBAR requirements. • NRE vs NRO account guidance • US tax filing for NRIs (1040, 1040-NR) • FBAR & FATCA compliance • Remittance and money transfer tips • Credit score building strategies • Investment options for NRIs VISA & IMMIGRATION TRACKER Stay on top of your immigration journey with real-time updates and guidance. • H1B transfer and extension process • F1 OPT/CPT rules and timelines • Green card application tracking • OCI card application help • USCIS policy updates delivered instantly REAL-TIME POLICY UPDATES Never miss important changes that affect your status or finances. • Tax law changes impacting NRIs • Visa bulletin updates • Banking regulation changes • Property investment rules • Citizenship pathway updates EXCLUSIVE NRI DEALS Save money with curated deals relevant to your NRI lifestyle. • Travel deals to India • Remittance service discounts • Insurance offers • Financial product comparisons SECURE DOCUMENT LOCKER Keep all your important documents organized and accessible. • Passport and visa copies • I-20, I-797 approval notices • Tax returns and W-2s • Bank statements • Encrypted local storage WHY NRICred? Built specifically for the Indian diaspora in America AI trained on US immigration and NRI finance topics Real-time USCIS and policy updates Privacy-first: your documents stay on your device No more searching through forums for answers PERFECT FOR: • F1 students starting their US journey • H1B professionals managing US-India finances • Green card holders optimizing their tax situation • US citizens with Indian financial ties • Anyone navigating the NRI financial landscape Download NRICred today and take control of your financial future in America. Questions or feedback? Contact us at support@nricred.com

Stop tracking. Start owning. Most finance apps tell you where your money went. SELF.IO shows you who you're becoming. Every expense is a habit. Every habit is a choice. You decide what's building you up — and what's tearing you down. HOW IT WORKS Log an expense. Name it. Mark it as self-improvement or self-destruction. That's your habit now. Every time you spend on it again, log it under the same name. Watch your money move. SET A BUDGET THAT FITS YOUR LIFE Enter your monthly budget. SELF.IO breaks it down into a daily number so you always know what you can actually spend — not what you feel like spending. ARCHIVE YOUR PERIODS When a chapter ends, you close it. Hit Archive Period and get a full breakdown of where your money went and a score out of 100 based on how you lived. Every euro spent on self-destruction counts double. Go over budget? Lose 20 points. Stay under 75% of budget? Gain 5. Under 50%? Gain 10. THE VERDICT 70–100 → Thriving 40–69 → Surviving 0–39 → Struggling No accounts. No ads. No data leaving your phone. Just you, your money, and the truth about both. Own your habits. Own your life.