BudgetDeck vs Paycheck by Paycheck
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudgetDeck
Read full descriptionHide full description
BudgetDeck answers one question: how much can I spend today? The app automatically calculates your daily spending capacity and tells you in real time whether you're ahead or behind on your pay cycle. AI COACH: Savings projections, alerts and personalized advice based on your actual pace. SCENARIOS: Balanced, Prudent or Strict. Your daily target adjusts instantly. ANALYSIS: Category breakdown, full cycle statement exportable as PDF. QUICK ENTRY: Log an expense in 2 seconds. Multi-currency (CHF, EUR, USD, GBP). Download and take control today.
Paycheck by Paycheck
Read full descriptionHide full description
Budget by paycheck, not by month. Plan bills, savings, and spending around your actual pay schedule. Know what’s safe to spend before payday and give every paycheck a purpose. • Bill planning • Spending envelopes • Savings goals • Future expense planning • Safe-to-spend tracking Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paycheckbypaycheck.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: BudgetDeck at none against Paycheck by Paycheck's 2. Paycheck by Paycheck's advantage is update cadence (fortnightly vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Paycheck by Paycheck sells 2 in-app purchases, starting at $5.99 per month. BudgetDeck asks for nothing beyond the download.
BudgetDeck ships an update every 6 weeks, Paycheck by Paycheck fortnightly. Both last shipped on October 25, 2026.
| Parameter | BudgetDeck | Paycheck by Paycheck |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 10 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | Sid'Ahmed Khou | DAVID ANDREW LIVINGSTON |
In-app purchases
BudgetDeck
No in-app purchases
Paycheck by Paycheck
- Monthly Subscription14 Days trial$5.991 Month
- Annual Subscription14 Days trial$49.991 Year
Questions
Is BudgetDeck free?
Is Paycheck by Paycheck free?
Do BudgetDeck or Paycheck by Paycheck have ads?
Which is updated more often, BudgetDeck or Paycheck by Paycheck?
Other comparisons
