Fin+ vs Subios
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fin+
Effortlessly manage your money with this personal finance app. Track expenses and income, set financial goals, and visualize your monthly finances to make smarter daily decisions. Offers AI assistance and web access for subscribers.
- Record expenses and income
- Create personalized financial goals
- Visualize monthly income and expenses
- Manage installments and future payments
- Analyze spending reports
- AI expense assistant (subscriber)
- Web portal access (subscriber)
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Fin+ is a personal finance app designed to help you understand your money without turning your life into a spreadsheet. Record income and expenses in seconds, track what has already been paid and what is still coming due, organize credit cards, installments, goals, and investments, and clearly see how much is still available until the end of the month. RECORD YOUR WAY • Add income and expenses quickly • Organize spending by category • Mark entries as planned or completed • Copy recurring expenses from one month to the next • Import purchases from screenshots, receipts, and payment confirmations • Review everything before saving CREDIT CARDS WITHOUT DOUBLE COUNTING Add your credit cards with closing and due dates. Fin+ separates the purchase date from the date when the statement actually affects your cash flow. Track: • purchases by card • upcoming statements • statement payments • money reserved to pay your card bill • monthly spending without counting the statement again as a new expense KNOW WHAT IS STILL GOING OUT The monthly summary shows income, expenses, amounts still expected, and everything that still needs to be paid — including credit card statements due during the month. This helps you avoid confusing your current balance with money that is already committed. INSTALLMENTS AND GOALS Organize installment purchases and other commitments, track remaining payments, and keep financial goals in one place. FIN+ ASSISTANT With Fin+ Pro, you can ask questions directly about your own financial data: “How much did I spend this month?” “How much can I still spend?” “How much did I spend on my card?” “Where am I spending the most?” “Which installments are still active?” Whenever possible, financial calculations are performed directly on your device. FIN+ PRO Free Fin+ records and organizes. Pro interprets your data, projects your month, and helps you decide what to do next. Fin+ Pro includes: • Full financial assistant • Complete Financial Radar and advanced insights • Projections and comparisons • Full reports • Period and financial evolution analysis • CSV and PDF export PRIVACY Fin+ was built with a local-first approach. Data imported from images always goes through your review before being recorded. Organize today. Understand your month. Plan what comes next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.brumlabs.com/apps/fin-plus/privacidade/
Subios
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Keeping track of your subscriptions has never been this effortless — or this good-looking. Subios gives you one clean place to manage all your digital subscriptions and recurring payments. No more guessing what you're spending or when prices went up. KEY FEATURES - Multi-Currency Support: Subscribe to services in USD, EUR, or anything else? No problem. Set your preferred home currency and Subios automatically converts everything using live exchange rates. - At-a-Glance Currency Totals: Pick two additional currencies to show alongside your main total. See your monthly spend in your home currency front and center, with live USD and EUR equivalents right below it — all powered by European Central Bank (ECB) rates. - Shared Subscriptions: Splitting a plan with family or friends? Enter the number of people and Subios shows only your portion — not the full price. - Siri & App Intents: Ask Siri how much you're spending this month, or build your own automations with the Shortcuts app. No need to open the app at all. - CSV Export: Your data is yours. Export everything in one tap — works with Excel, Numbers, and Google Sheets. - Reminders & Calendar Integration: Get notified before a payment hits. You can also sync subscriptions directly to your calendar so nothing sneaks up on you. - Completely Private: No account, no sign-in required. Lock the app with Face ID and keep your finances to yourself. - iCloud Sync: Everything stays in sync across your iPhone, iPad, and Mac automatically. - Home Screen Widgets: Glanceable widgets so your upcoming payments are always one look away. Forget the messy spreadsheets. Download Subios and finally know where your money's going. DISCLAIMER: Subios is a personal finance tracking tool. Exchange rates are sourced from the ECB and are approximate — actual charges may vary due to bank fees or rate fluctuations. Subios is not responsible for discrepancies caused by rate changes or manual entry errors.
Screenshots
Verdict
The clearest difference is in-app purchases: Fin+ at none against Subios's 1. Fin+ also leads on iOS requirement (18 vs 26.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subios sells 1 one-off in-app purchase. Fin+ asks for nothing beyond the download.
Fin+ ships an update every 9 days, Subios every 8 days. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.
| Parameter | Fin+ | Subios |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 9 days | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18 — better | 26.0 |
| Further details — not scored | ||
| Size | 21 MB | 7 MB |
| Age rating | +4 | 4+ |
| Developer | DIEGO BRUM LIMA ROCHA | Gokalp Gurocak |
In-app purchases
Fin+
No in-app purchases
Subios
- Small Coffee$3.99









