Fin+ vs Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fin+
Effortlessly manage your money with this personal finance app. Track expenses and income, set financial goals, and visualize your monthly finances to make smarter daily decisions. Offers AI assistance and web access for subscribers.
- Record expenses and income
- Create personalized financial goals
- Visualize monthly income and expenses
- Manage installments and future payments
- Analyze spending reports
- AI expense assistant (subscriber)
- Web portal access (subscriber)
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Fin+ is a personal finance app designed to help you understand your money without turning your life into a spreadsheet. Record income and expenses in seconds, track what has already been paid and what is still coming due, organize credit cards, installments, goals, and investments, and clearly see how much is still available until the end of the month. RECORD YOUR WAY • Add income and expenses quickly • Organize spending by category • Mark entries as planned or completed • Copy recurring expenses from one month to the next • Import purchases from screenshots, receipts, and payment confirmations • Review everything before saving CREDIT CARDS WITHOUT DOUBLE COUNTING Add your credit cards with closing and due dates. Fin+ separates the purchase date from the date when the statement actually affects your cash flow. Track: • purchases by card • upcoming statements • statement payments • money reserved to pay your card bill • monthly spending without counting the statement again as a new expense KNOW WHAT IS STILL GOING OUT The monthly summary shows income, expenses, amounts still expected, and everything that still needs to be paid — including credit card statements due during the month. This helps you avoid confusing your current balance with money that is already committed. INSTALLMENTS AND GOALS Organize installment purchases and other commitments, track remaining payments, and keep financial goals in one place. FIN+ ASSISTANT With Fin+ Pro, you can ask questions directly about your own financial data: “How much did I spend this month?” “How much can I still spend?” “How much did I spend on my card?” “Where am I spending the most?” “Which installments are still active?” Whenever possible, financial calculations are performed directly on your device. FIN+ PRO Free Fin+ records and organizes. Pro interprets your data, projects your month, and helps you decide what to do next. Fin+ Pro includes: • Full financial assistant • Complete Financial Radar and advanced insights • Projections and comparisons • Full reports • Period and financial evolution analysis • CSV and PDF export PRIVACY Fin+ was built with a local-first approach. Data imported from images always goes through your review before being recorded. Organize today. Understand your month. Plan what comes next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.brumlabs.com/apps/fin-plus/privacidade/
Flow
Effortlessly track income, expenses, and transfers with a clear timeline. Monitor accounts, assets, budgets, and spending habits. Offers a free version with core features and an optional Pro upgrade for advanced tools like investments and unlimited accounts.
- Record income, expenses, and transfers
- View accounts, assets, and budgets
- Track recurring payments and subscriptions
- Monitor spending patterns
- Data import and export
- Investment tracking (Pro)
- Unlimited accounts and budgets (Pro)
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Record income, expenses, and transfers in one calm timeline. See accounts, assets, budgets, recurring payments, subscriptions, investments, and spending patterns in one clear view. Import or export your data when you need it, and make money tracking a simple daily habit. Flow Pro (optional) The free version includes unlimited transactions, 3 accounts, 1 budget, and 3 schedules. Upgrade to Flow Pro to unlock: · Investments and Subscriptions pages and their widgets (free for 7 days the first time you use them) · Unlimited accounts, budgets, and schedules · Automatic market data refresh · Apple Watch · More data export formats · Exclusive app icons Flow Pro is available as a monthly or yearly auto-renewing subscription, or as a one-time lifetime purchase. Payment is charged to your Apple Account. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Fin+ at none against Flow's 3. Fin+ also leads on update cadence (every 9 days vs every 3 weeks) and iOS requirement (18 vs 26.6). On price, ads, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Flow sells 3 in-app purchases, starting at $1.99 per month. Fin+ asks for nothing beyond the download.
Fin+ ships an update every 9 days, Flow every 3 weeks. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.
| Parameter | Fin+ | Flow |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 18 — better | 26.6 |
| Further details — not scored | ||
| Size | 21 MB | 82 MB |
| Age rating | +4 | 4+ |
| Developer | DIEGO BRUM LIMA ROCHA | Yu Fan |
In-app purchases
Fin+
No in-app purchases
Flow
- Flow Pro Monthly$1.991 Month
- Flow Pro Annual1 Year trial$9.991 Year
- Flow Pro Lifetime$29.99









