Comparison

PnL App vs Local Keep AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PnL App

Features
Read full description

What is PnL App? Most traders don't fail because of strategy. They fail because of themselves. Revenge trades. Early exits. Overtrading after a loss. The same mistakes — repeated every week. PnL App was built to fix that. FIND OUT WHY YOU KEEP LOSING Track every trade with emotions, mistakes, and context. See which days, sessions, and instruments are costing you money. LET AI DIAGNOSE YOUR TRADING Get a behavioral AI report that shows your discipline score, repeating patterns, and exactly what to improve next. STOP BAD TRADES BEFORE THEY HAPPEN Discipline Mode warns you when your behavior shows risk — before you click buy or sell. KNOW WHICH MARKETS HURT YOU MOST Find your weakest pairs, sessions, and instruments. Stop losing money in markets that don't suit you. SPOT YOUR REPEATING MISTAKES Revenge trading. Poor entry. Early exit. No plan. Tag your mistakes and watch the patterns emerge. YOU ARE NOT TRADING ALONE Join traders who share emotions, hold each other accountable, and grow together. --- Designed for real traders. Whether you are a beginner surviving your first year or an experienced trader refining discipline, PnL App adapts to how you trade. Your data stays under your control. PnL App does not sell your data or use it for advertising. Everything belongs to you. Free to track. Pro to diagnose. AI to transform. Download PnL App and find out why you keep losing. Terms of Use (EULA): https://www.apple.com/legal/ internet-services/itunes/dev/stdeula Privacy Policy: https://pnlapp.co/privacypolicy

About

Local Keep AI

This AI workspace allows you to chat with hundreds of models locally on your device, even offline. It generates real files like PDFs and spreadsheets, not just descriptions, and supports voice input and output. Access your work across multiple platforms with a single account.

Highlights
  • Local-first AI workspace
  • Offline functionality
  • Real file generation (PDF, CSV, etc.)
  • Voice chat and playback
  • Hundreds of AI models
  • Cross-platform support
Features
Read full description

Local Keep AI is a local-first AI workspace. Chat with hundreds of models, talk to it out loud, and get back real files you can open — not descriptions of files. WORKS OFFLINE Local models run on your device. Your conversations stay on your device, and your usage keeps counting correctly whether or not you have a connection, syncing when you reconnect. REAL FILES, NOT DESCRIPTIONS Ask for a PDF, spreadsheet, CSV, document, presentation, image, audio clip or video and Local Keep AI produces the actual file. Ask a plain question and you get a plain answer — it does not attach a file to everything. HUNDREDS OF MODELS Local GGUF models, Ollama models, hosted models and OpenRouter's catalogue, all in one picker with filters for what each one can actually do: code, reasoning, vision, image, audio, video and document generation. OpenRouter's free models work with no key of your own; its paid models need your own OpenRouter key, and are billed to your account rather than bundled into a plan. TALK TO IT Speak instead of typing. Local Keep AI transcribes your voice, runs it through the model you chose, and reads the answer back. Choose the voice and language it replies in, from the voices installed on your device. EVERYWHERE YOU WORK The same account works on iPhone, iPad, Mac, the web and desktop, plus a command-line tool for your own machine. PLANS Free, with no card and no trial clock. On the Free plan you can chat with the free models, generate images, and run models on your own device. It does not expire and it is not a trial, because none of it costs us anything to serve. Paid plans add Local Keep AI's own hosted models, the command-line tool and the SMS bridge, each with a monthly output-token allowance: Starter 300,000 tokens for $19.99 per month, Pro 2,000,000 for $49.99, Premium 10,000,000 for $99.99, Ultra 30,000,000 for $199.99. Annual plans bill ten months for twelve. Extra tokens are bought before they are used, so you are never billed after the fact and can never run up a bill by accident. Paid models from other providers work with your own OpenRouter key, billed to your account, not ours.

Screenshots

PnL App4 screens
Local Keep AI4 screens

Verdict

The call

The clearest difference is ads: PnL App at none against Local Keep AI's shown. Local Keep AI's advantage is update cadence (every 4 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PnL App sells 8 in-app purchases, starting at $4.99 per month and Local Keep AI sells 10 in-app purchases, starting at $19.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PnL App ships an update every 2 weeks, Local Keep AI every 4 days. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
PnL App versus Local Keep AI: the parameters behind the verdict, then further details
ParameterPnL AppLocal Keep AI
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNo — betterYes
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Mac — better
Requires iOS15.515.1 — better
Further details — not scored
Size82 MB57 MB
Age rating4+9+
DeveloperBreiterman LLCLayne Faler

In-app purchases

8 purchases

PnL App

Subscriptions7
  • PnL Lite Monthly$4.991 Month
  • PnL Pro Monthly$12.991 Month
  • PnL Pro+AI Monthly3 Days trial$24.991 Month
Show 4 more
  • PnL Lite Yearly$47.901 Year
  • PnL Coaching Monthly$99.991 Month
  • PnL Pro Yearly$116.991 Year
  • PnL Pro+AI Yearly3 Days trial$224.991 Year
One-time1
  • Boost Your Room$1.99
10 purchases

Local Keep AI

Subscriptions7
  • Local Keep AI Starter$19.991 Month
  • Local Keep AI Pro$49.991 Month
  • Local Keep AI Premium$99.991 Month
Show 4 more
  • Local Keep AI Ultra$199.991 Month
  • Local Keep AI Starter Yearly$199.991 Year
  • Local Keep AI Pro Yearly$499.991 Year
  • Local Keep AI Premium Yearly$999.991 Year
One-time3
  • 1M Token Top-Up$5.00
  • 5M Token Top-Up$25.00
  • 10M Token Top-Up$50.00

Questions

Is PnL App free?
PnL App is free to download, with in-app purchases available.
Is Local Keep AI free?
Local Keep AI is free to download, with in-app purchases available.
Do PnL App or Local Keep AI have ads?
Local Keep AI shows ads; PnL App does not.
Which is updated more often, PnL App or Local Keep AI?
PnL App ships an update every 2 weeks, and Local Keep AI every 4 days. Most recently, PnL App was updated on November 9, 2026 and Local Keep AI on October 31, 2026.

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