Comparison

4Shark Pay vs Sefi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

4Shark Pay

Features

Read full description

O 4Shark Pay é a solução digital que permite que empresas realizem pagamentos de premiação aos seus colaboradores com total segurança jurídica, rastreabilidade e instantaneidade — substituindo processos manuais, ineficientes e com alto risco trabalhista. Com tecnologia avançada, conta digital integrada e operação automatizada, o 4Shark Pay melhora a experiência dos funcionários e reduz custos, ao mesmo tempo em que protege a empresa.

About

Sefi

Features

Read full description

O aplicativo da Sefi é um app financeiro que permite gerenciar contas pessoa física e jurídica, realizar pix, pagamentos, câmbio, emitir boletos, usar cartões, investir e fazer compras, tudo de forma digital e prática pelo celular.

Screenshots

4Shark Pay4 screens

Sefi4 screens

Verdict

The call

The clearest difference is update cadence: 4Shark Pay at every 3 weeks against Sefi's every 2 months. 4Shark Pay also leads on iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

4Shark Pay ships an update every 3 weeks, Sefi every 2 months. The most recent releases landed on October 9, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 4 level

4Shark Pay versus Sefi: the parameters behind the verdict, then further details
Parameter	4Shark Pay	Sefi
Price	Free	Free
Update frequency	Every 3 weeks — better	Every 2 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPad, iPod — better
Requires iOS	13.0 — better	15.5
Further details — not scored
Size	101 MB	187 MB
Age rating	4+	4+
Developer	4SHARK SOLUCOES FINANCEIRAS	IDEZ ADMINISTRACAO DE MEIOS DE PAGAMENTO DIGITAL LTDA

In-app purchases

None

4Shark Pay

No in-app purchases

None

Sefi

No in-app purchases

Questions

Is 4Shark Pay free?

4Shark Pay is free to download, with no in-app purchases.

Is Sefi free?

Sefi is free to download, with no in-app purchases.

Do 4Shark Pay or Sefi have ads?

Neither 4Shark Pay nor Sefi shows ads.

Which is updated more often, 4Shark Pay or Sefi?

4Shark Pay ships an update every 3 weeks, and Sefi every 2 months. Most recently, 4Shark Pay was updated on October 9, 2026 and Sefi on October 31, 2026.