Comparison

PayClaim vs SettlePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayClaim

Discover and claim money from class action lawsuits you qualify for. This app helps you find active settlements, verify your eligibility, and ensure you receive rightful payouts from consumer lawsuits.

Highlights
  • Find class action settlements
  • Check eligibility for payouts
  • Claim money from lawsuits
  • Discover brands owing money
  • Track unclaimed settlement money
Features
Read full description

PayClaim helps you find class action settlements you qualify for and claim money from lawsuits. Discover brands that owe you money through consumer class action settlements. PayClaim shows you active settlements, checks eligibility, and helps you get paid what you’re rightfully owed. Stop missing lawsuit payouts and unclaimed settlement money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Subscription required.

About

SettlePay

Discover and track unclaimed money from class action settlements. Easily find opportunities you're owed, monitor claim status, and receive notifications for new settlements and payments. Many claims require no proof of purchase.

Highlights
  • Browse active settlements
  • Filter by category
  • Track claim status
  • Smart notifications
  • Earnings dashboard
  • Claims requiring no proof
Read full description

Discover class action settlements you may qualify for and track your potential payouts. Every year, billions of dollars in settlement money goes unclaimed. SettlePay helps you find and claim your share—from tech giants to retailers, banks to airlines. KEY FEATURES: • Browse Active Settlements Explore hundreds of open class action settlements. Filter by category, view claim deadlines, and see estimated payouts at a glance. • Track Your Claims Mark settlements you've filed and monitor their payment status. Know exactly how much you're owed and when to expect it. • Smart Notifications Get alerted when new settlements match your interests. Never miss a deadline with timely expiration reminders, payout hearing updates, and payment notifications. • Earnings Dashboard View your total potential earnings and track every payment received. Watch your claimed money grow. • No Proof? No Problem Many settlements don't require receipts or proof of purchase. We highlight the easiest claims to file. PREMIUM FEATURES: Upgrade to SettlePay Premium for unlimited settlement tracking and priority alerts. HOW IT WORKS: Browse settlements from major companies Check eligibility (many require no proof!) File your claim directly with the settlement administrator Track your claim status in the app Get paid SettlePay aggregates publicly available settlement information to help you discover money you're owed. We don't file claims on your behalf—we simply make it easy to find opportunities you'd otherwise miss. Start claiming what's yours today. Terms of Service: https://settle-pay.vercel.app/terms Privacy Policy: https://settle-pay.vercel.app/privacy

Screenshots

PayClaim4 screens
SettlePay3 screens

Verdict

The call

The clearest difference is rating: SettlePay at 5.0 against PayClaim's 4.7. SettlePay also leads on update cadence (weekly vs every 3 weeks). PayClaim's advantage is ratings volume (9 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayClaim sells 2 in-app purchases, starting at $2.99 per month and SettlePay sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SettlePay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: PayClaim has 9 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

PayClaim ships an update every 3 weeks, SettlePay weekly. The most recent releases landed on October 11, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 6 level
PayClaim versus SettlePay: the parameters behind the verdict, then further details
ParameterPayClaimSettlePay
PriceFreeFree
Rating4.7 (9 ratings)5.0 (1 ratings) — better
Number of ratings9 — better1
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size51 MB29 MB
Age rating17+4+
DeveloperChroma Capital Inc.ZUBAIR HABIBI

Customer experience

PayClaim

All ratings9 ratings
Positive88.9%
Neutral11.1%
Negative0.0%

SettlePay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

PayClaim

Subscriptions2
  • PayClaim Pro Monthly Plan$2.991 Month
  • PayClaim Pro Annual Plan$29.991 Year
2 purchases

SettlePay

Subscriptions2
  • Premium Monthly$9.991 Month
  • Premium Annual$39.991 Year

Questions

Is PayClaim free?
PayClaim is free to download, with in-app purchases available.
Is SettlePay free?
SettlePay is free to download, with in-app purchases available.
Which has better reviews, PayClaim or SettlePay?
SettlePay is rated higher. PayClaim averages 4.7 out of 5 from 9 ratings, while SettlePay averages 5.0 from 1 ratings.
Do PayClaim or SettlePay have ads?
Neither PayClaim nor SettlePay shows ads.
Which is updated more often, PayClaim or SettlePay?
PayClaim ships an update every 3 weeks, and SettlePay weekly. Most recently, PayClaim was updated on October 11, 2026 and SettlePay on September 30, 2026.

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