CreditNinja vs Cashera

The official CreditNinja app for existing customers. Manage your CreditNinja loan directly from your mobile device — no browser required. Check your balance, make a payment, or set up autopay whenever it's convenient for you. With the app, you can: • View your current balance, next due date, and payment amount at a glance • Make a payment using a saved debit card or linked bank account • Conveniently add new payment methods to your account to never miss a payment • Enroll in autopay to schedule automatic payments from your bank account • Review upcoming, pending, and past payments all in one place • Access your loan details and signed loan documents at any time More features and tools are on the way. The CreditNinja app is designed for managing an existing CreditNinja loan and does not support new loan applications.

Cashera keeps your spending in order without spreadsheets or notebooks. Write or say what you spent, and it is recorded, categorised and added to your monthly picture in seconds. Record in seconds • Type a line such as “taxi 8, bread 1.20”. Both expenses are saved separately. • Hold the microphone and say it. • Photograph a receipt. Cashera reads the total, the shop and the category. • Add the Apple Pay shortcut once and every tap-to-pay is recorded with the amount, merchant and card. • Import a bank statement in CSV, Excel or PDF to bring in past months at once. Possible duplicates are marked before anything is saved. See the month before it ends • Budgets by category, with an alert at 80% and another when the limit is reached. • A payment calendar for rent, utilities, loans and subscriptions, with a reminder before each due date. • Cashera notices payments that repeat and offers to track them for you. • Savings goals with clear progress. • A short weekly summary every Sunday. Money between people • Debts and customer credit. Record who owes what and share a link the other person can open in any browser. • A gift ledger for weddings and family occasions: what you gave, what you received and from whom. • Shared groups for family, trips or a flat, with balances worked out for you. For small business Cashera Business adds company accounts, purchase and sales invoices, partner contributions and access for your accountant or staff. Your language, your currency Seven languages: Azerbaijani, English, Russian, Turkish, German, Uzbek and Kazakh. 37 currencies with daily exchange rates, including AZN, TRY, KZT, UZS and GEL. Privacy Lock the app with Face ID. Amounts are hidden in our analytics, and your data is never sold. Plans Recording expenses is unlimited on the free plan, which also includes budgets, debts, goals, the gift ledger, 10 AI questions a day and 5 receipt scans a month. Plus removes these limits and adds voice entry, multi-currency, loan tracking, forecasts and export. New accounts get 14 days of Plus with no card required. Business is a separate plan for companies. Cashera keeps records of money you already have. It is not a bank, does not lend money and does not offer credit. Terms of Use: https://cashera.app/terms Privacy Policy: https://cashera.app/privacy