KiroLoans vs PeraKing

Kiro Loans is an app for informal lenders and microfinance operators in unbanked markets. Manage clients, loans with simple/compound interest, amortization tables, payments, and collateral with photos. Works 100% offline, with data securely stored on the device. Ideal for developing countries. Subscription Information: * Title: Kiro Loans Basic / Premium. * Length: Monthly or Yearly. * Price: $4.99 / month or $49.99 / year. * Privacy Policy: https://www.kiroapps.com/privacy-policy * Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Note about Subscriptions: * Payments will be charged to your iTunes Account at confirmation of purchase. * Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. * Account will be charged for renewal within 24-hours prior to the end of the current period. * Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.

PeraKing is a simple, zero-based budgeting app designed to help you take control of every peso. Give every peso a job by allocating your income across categories so nothing slips through the cracks. BUDGET WITH PURPOSE Create budget categories, assign your income, and see exactly how much you have left to spend. PeraKing uses the zero-based budgeting method — every peso gets a purpose before you spend it. TRACK ALL YOUR ACCOUNTS Add cash accounts, bank accounts, and credit cards. See running balances and your total net worth in one place. LOG TRANSACTIONS Record your spending and income with payee names, categories, and memos. Search and filter across all your transactions. SPENDING REPORTS See where your money goes each month with category breakdowns. Track income vs. spending trends over 12 months and watch your net worth grow. MANAGE PAYEES View, rename, or clean up payees across all your transactions. PRIVATE & SECURE Your financial data stays yours. No ads, no data selling, no third-party trackers. Passwords are hashed, and all traffic is encrypted over HTTPS.