Monibex vs Moneo

Monibex helps you get your finances in order — every day, without unnecessary complexity. You can see your expenses and income, plan your budget, save for goals, and manage a shared family budget. Monibex AI assistant works in the background: analyzes your finances, suggests smarter spending, and helps answer your financial questions. Monobank Integration Connect your Monobank account in seconds Automatic transaction sync — no manual entry needed All your card expenses appear instantly in the app Full picture of your finances in one place Expense and Income Tracking Quick expense entry in seconds Convenient income and expense categories View expenses by day, month, or period Family Budget Shared budgets for couples or families Multiple users in one workspace Transparent expense visibility for everyone Financial Goals and Savings Travel, purchases, car, or financial cushion Track savings progress Understand how much to save monthly Reports and Analytics Visual expense charts Breakdown by categories Understand where your money goes AI Tips and Analysis Expense summaries for periods Identify expenses that "eat up" your budget Recommendations on where to optimize spending Gentle reminders not to exceed budget limits Accounts and Funds Cards, cash, deposits Monobank account sync Multiple accounts in one app Complete financial picture Who Monibex is For Personal finance control Family budgeting Financial goals and savings Monobank users who want automatic expense tracking Those who want a simple app with smart tips Monibex — simple budgeting with smart AI support. No complex tables. No stress. Every day. Note: Some features require a subscription purchase. Subscription plans are available: Personal, Smart, and Family with monthly or annual billing options. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Terms of Use: https://monibex.com/terms-of-service Privacy Policy: https://monibex.com/privacy-policy

Apple Pay payments recorded automatically Shared budgets and detailed analytics 64 currencies with up-to-date exchange rates EVERY APPLE PAY PAYMENT — TRACKED - One quick shortcut, and every payment with your phone becomes a transaction - Works with any card in Wallet - Amount and category are filled in automatically, even without opening the app ADD EXPENSES BY VOICE OR PHOTO - Say "taxi 15 and coffee 4" — Moneo creates two transactions - Snap a receipt — Moneo detects the amount and category IMPORT BANK STATEMENTS - Import statements from your bank in CSV or Excel format - Columns, accounts and categories are detected automatically - Re-importing the same file never creates duplicates - Everything is processed on your device SET YOUR OWN BUDGETS - Category limits and an overall budget with a clear progress bar - See what's left to spend, your spending pace and an end-of-month forecast - Charts and balance trends for any period SUBSCRIPTIONS UNDER CONTROL - All recurring payments in one place: subscriptions, rent, phone bills - Moneo reminds you before each charge - Standard periods or a custom interval AUTO-RULES - Set a rule once: "Walmart" → Groceries, "Uber" → Taxi - New transactions with that description get the right category automatically SHARED TRACKING Track finances with your partner or family — changes appear instantly on every phone. Separate spaces for personal, family and work finances or travel. AND MORE Offline mode, start without signing up, transfers between wallets, refunds, tags, custom icons and emoji for categories, calculator in the amount field, archive, backups, Excel export, Face ID, light and dark themes. FREE OR MONEO PRO Free: 1 space, 5 wallets, 3 recurring transactions, 3 auto-rules, Apple Pay tracking, statement import, budgets and analytics. Moneo Pro — 14-day free trial: voice input, receipt scanning, shared spaces with a partner, unlimited spaces, wallets, recurring transactions and auto-rules. Family Sharing is supported — one subscription for your whole family group. Terms of Use: https://moneo.com.ua/en/terms Privacy Policy: https://moneo.com.ua/en/privacy-policy