Comparison

Prism vs Finwatch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prism

Read full description

You are paying for more subscriptions than you remember. Prism puts every recurring charge on one screen — streaming, gym, cloud, apps — and warns you the day before each renewal, while there is still time to cancel. No account. No login. No bank connection. Your subscription data never leaves your iPhone. START IN 30 SECONDS • Tick the services you already pay for and Prism builds your dashboard instantly • Add any charge that repeats: streaming, gym, insurance, cloud storage, work tools • Pick a color and an icon to recognize each one at a glance • Group by category and see where the money goes SEE THE NUMBER THAT MATTERS • Your real monthly total, combining monthly, yearly and weekly plans • A category chart that surfaces the spending you never noticed • Track how your recurring costs change over time • Multi-currency: USD, EUR and BRL with automatic conversion NEVER GET CAUGHT BY A RENEWAL • A notification one day before every renewal — free trials included • Home Screen widget showing the next charge and how many days are left • Cancel while you still can REAL PRIVACY Your subscriptions are stored on your own iPhone. No email, no sign-up, no bank access. PRISM PRO Prism is free for your first subscriptions. Prism Pro removes the ads and unlocks unlimited subscriptions and detailed statistics, with a 7-day free trial. The Prism Pro subscription renews automatically at the end of each period unless cancelled at least 24 hours before renewal. Payment is charged to your Apple account at purchase confirmation. Manage or cancel in Settings > Apple ID > Subscriptions. Download Prism and find out what your subscriptions really cost. Terms of Use (EULA): https://prism-website-three.vercel.app/termos.html Privacy Policy: https://prism-website-three.vercel.app/privacidade.html

About

Finwatch

Effortlessly track spending, monitor net worth, and manage budgets without complex features. Securely link bank accounts, visualize financial trends, and set smart goals. Get a clear overview of your money with intuitive tools.

Highlights
  • Secure bank account connections
  • Net worth tracking with charts
  • Spending insights and trends
  • Smart budgeting with suggestions
  • Transaction review and categorization
  • Customizable reminders and notifications
Features
Read full description

Finwatch is a simple expense tracker, budget planner, and net worth tracker in one app. Connect your bank accounts once, and Finwatch shows you exactly where your money goes each month. Your finances, beautifully simple. SECURE BANK CONNECTIONS Link checking, savings, credit card, loan, and investment accounts through Plaid, the trusted connection service used by 12,000+ banks and financial institutions. Transactions sync automatically throughout the day. Finwatch never sees or stores your bank credentials. NET WORTH TRACKING See your complete financial picture in one place. Finwatch calculates your net worth daily and charts your progress over time. Add custom assets like your home, car, or crypto to get the full picture. SPENDING INSIGHTS & TRENDS Understand your spending habits with clear breakdowns by category. Compare month over month, view income vs. expenses, and drill into any category to see every transaction behind the number. SMART BUDGETING Set a monthly budget and allocate it across your spending categories. Finwatch suggests budget amounts based on your real spending history, so your goals are realistic from day one. Progress indicators show exactly where you stand all month long. A TRANSACTION INBOX YOU CAN ACTUALLY CLEAR New transactions land in your inbox marked unread. Categorize them with a tap, catch unusual charges fast, and get to inbox zero on your schedule, daily or weekly. Never wonder "did I already look at this?" again. STREAKS & REMINDERS Build a habit of checking in. Finwatch tracks your review streak and sends a gentle nudge when unreviewed transactions pile up, so nothing slips through the cracks. PRIVACY & SECURITY - Face ID / Touch ID lock - Privacy mode to blur sensitive numbers - Tokens stored securely in your device keychain - Full data export any time - Delete your account and data any time, permanently FREE TO START Connect up to 3 accounts and use dashboards, budgets, trends, and every core feature, completely free. FINWATCH PRO - Unlimited linked accounts - Priority support - Plus every Pro feature we add Also on the web at finwatchapp.com, so your data is always with you on any device. Questions or feedback? Reach out any time from the in-app support page. We read every message. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finwatchapp.com/**privacy**

Screenshots

Prism3 screens
Finwatch4 screens

Verdict

The call

The clearest difference is in-app purchases: Prism at none against Finwatch's 2. Finwatch's advantage is ads (none vs shown) and update cadence (every 3 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finwatch sells 2 in-app purchases, starting at $5.99 per month. Prism asks for nothing beyond the download.

UpkeepUpdate frequency

Prism ships an update monthly, Finwatch every 3 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Prism versus Finwatch: the parameters behind the verdict, then further details
ParameterPrismFinwatch
PriceFreeFree
Rating—5.0 (9 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—9 — better
Update frequencyMonthlyEvery 3 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size29 MB85 MB
Age rating4+17+
DeveloperMatheus AlvaresFinwatch LLC

In-app purchases

None

Prism

No in-app purchases

2 purchases

Finwatch

Subscriptions2
  • Pro Monthly$5.991 Month
  • Pro Annual$54.991 Year

Questions

Is Prism free?
Prism is free to download, with no in-app purchases.
Is Finwatch free?
Finwatch is free to download, with in-app purchases available.
Do Prism or Finwatch have ads?
Prism shows ads; Finwatch does not.
Which is updated more often, Prism or Finwatch?
Prism ships an update monthly, and Finwatch every 3 days. Most recently, Prism was updated on October 28, 2026 and Finwatch on October 31, 2026.

Other comparisons