Bucks vs Spendi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bucks
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Meet Bucks — a free Budget Planner & Expense Tracker built to make money feel simple again. 100% FREE — No Ads. No Subscriptions. No Paywalls.Track expenses fast, stay on top of bills, manage debts, and reach savings goals with charts, categories, and insights. Track transactions, plan budgets, manage bills and debts, and stay focused on your savings goals with Insights + AI-powered coaching. Take control without the stress Bucks is designed for real life: you can track spending fast, see where your money goes, and build habits that actually stick—without spreadsheets or complicated setups. What you can do in Bucks * Track Transactions (Income & Expenses): log spending in seconds, filter by month, see balance instantly * Budgets (Week/Month/Year + Custom Range): visual category breakdowns + progress * Goals: track progress, priority-based savings plan, completion celebration * Bills (with reminders): recurring bills, mark as paid, due-date alerts * Debt tracking: remaining balance, payoff progress, payments * Recurring Transactions: automate repeats for accurate tracking * Insights & Charts: income vs expenses, category breakdown, spending trends * AI Insights: smart spending insights, budget recommendations, goal suggestions, next‑month expense prediction, personalized tips * Accounts & Multi-currency: manage balances across accounts * Backup & Restore: export/import backups + optional iCloud Drive backups (restore even after reinstall) Download Bucks and start feeling in control today.
Spendi
Effortlessly manage your finances by logging expenses, setting budgets, and tracking subscriptions. Gain visual insights into your spending habits and upcoming payments. This app prioritizes your privacy with no ads or account requirements.
- Quick expense logging
- Subscription and recurring payment tracking
- Smart budgeting with progress indicators
- Visual spending insights with charts
- Upcoming payment reminders
- Home and Lock Screen widgets
- iCloud sync across devices
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Spendi puts you in control of your money. Log expenses in seconds, set budgets, track your subscriptions and see where your money goes at a glance. No ads, no tracking, no account needed. A WHOLE NEW SPENDI Redesigned from the ground up to fit the Liquid Glass look. A floating tab bar that shrinks as you scroll, clearer cards and a smoother experience on every screen. FEATURES • Quick Logging — Enter transactions in seconds with the built-in keypad, category picker and notes. • Subscriptions and Recurring Payments — From streaming to rent, see all your regular payments in one place. Get a reminder before each renewal, and keep track of free trials, pauses and end dates. • Income Tracking Is Up to You — Track income and expenses together, or just your spending. • Smart Budgets — Set daily, weekly, monthly or yearly budgets, overall or by category, and follow your progress with clear indicators. • Visual Insights — See your weekly, monthly and yearly spending with interactive charts and category breakdowns, and how it compares with the previous period. • Upcoming Payments — See what's coming at a glance and plan ahead. • Widgets — Keep an eye on your budget and recent spending from the Home Screen and Lock Screen without opening the app. • iPhone, iPad and iPhone Duo — A wide layout on iPad. On iPhone Duo, two pages when unfolded and a tab rail along the edge when folded. • 45 Languages — Change Spendi's language right in the app, independent of your device. Dates, currencies and percentages follow each language's own format. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share Spendi Pro with up to five family members through Family Sharing, at no extra cost. • Fully Customizable — Currency, symbol position, number format, keypad and theme are your choice. • Demo Mode — Explore every feature with sample data before you start. • Privacy First — Your financial data stays on your device and in your own iCloud account. No ads, no tracking, no account required. Whether you want to stop overspending, save for a goal or simply understand your habits, Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Bucks at none against Spendi's 4. Bucks also leads on iOS requirement (16.6 vs 18.6). Spendi's advantage is update cadence (weekly vs every 5 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendi sells 4 in-app purchases, starting at $2.99 per month. Bucks asks for nothing beyond the download.
Bucks ships an update every 5 weeks, Spendi weekly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | Bucks | Spendi |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (6 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 6 — better |
| Update frequency | Every 5 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 9 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Nabila Asim | Mucahit KOKDEMIR |
In-app purchases
Bucks
No in-app purchases
Spendi
- Spendi Pro (Monthly)$2.991 Month
- Spendi Pro (Yearly)14 Days trial$19.991 Year
- Spendi Pro – Lifetime$14.99
- Spendi Pro – Lifetime$29.99









