Comparison

Margin vs Splittio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Margin

Features
Read full description

Know exactly what you can spend. Margin shows you your real spendable balance: your budget minus all upcoming bills. No more surprises when subscriptions hit. HOW IT WORKS: • Set your monthly budget (your income after savings) • Add your fixed costs (subscriptions, rent, bills) • See your actual spendable balance instantly • Tap to mark bills as paid when they come out FEATURES: • Clean, minimal interface • Home screen widgets • Bill reminders • iCloud sync across devices • Support for 20+ currencies • No subscription: pay once, own forever Perfect for anyone who wants a simple way to know: "How much can I actually spend today?"

About

Splittio

Features
Read full description

Splittio makes splitting expenses with friends, roommates, and travel buddies effortless. Say goodbye to awkward money conversations and complicated spreadsheets! ā–ø SMART RECEIPT SCANNING Simply snap a photo of any receipt and let AI extract all items automatically. No more manual entry – just scan, review, and split in seconds. ā–ø FLEXIBLE SPLITTING OPTIONS - Equal splits – divide costs evenly among everyone - Custom amounts – assign specific amounts to each person - Item-based splits – let each person choose exactly what they ordered ā–ø GROUP EXPENSE MANAGEMENT Create unlimited groups for different occasions: - Trips and vacations - Roommates and household expenses - Dinner parties and events - Couples and family budgets ā–ø MULTI-CURRENCY SUPPORT Traveling internationally? Splittio handles multiple currencies with real-time conversion rates, making cross-border expense tracking seamless. ā–ø SMART SETTLEMENTS See exactly who owes whom at a glance. Splittio calculates the minimum number of transactions needed to settle all debts, saving time and reducing confusion. ā–ø DETAILED REPORTS Export comprehensive expense reports for accounting, reimbursement, or just keeping records. Available in multiple formats. ā–ø PREMIUM FEATURES Upgrade to unlock: - Receipt scans with AI - Translations using AI for items ā–ø PRIVACY FIRST Your financial data stays on your device and secure Firebase servers. We never sell your information. Whether you're backpacking through Europe, sharing an apartment, or just splitting dinner with friends – Splittio has you covered. Download now and make expense splitting simple! Questions or feedback? Contact us!

Screenshots

Margin3 screens
Splittio4 screens

Verdict

The call

The clearest difference is in-app purchases: Margin at none against Splittio's 2. Margin also leads on update cadence (monthly vs every 8 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Splittio sells 2 one-off in-app purchases. Margin asks for nothing beyond the download.

UpkeepUpdate frequency

Margin ships an update monthly, Splittio every 8 months. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Margin versus Splittio: the parameters behind the verdict, then further details
ParameterMarginSplittio
PriceFreeFree
Update frequencyMonthly — betterEvery 8 months
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.617.6 — better
Further details — not scored
Size2 MB31 MB
Age rating4+9+
DeveloperMarvin DeckmynAndrei Zaharia

In-app purchases

None

Margin

No in-app purchases

2 purchases

Splittio

One-time2
  • 100 Scan Credits$1.99
  • Upgrade to Premium$2.99

Questions

Is Margin free?
Margin is free to download, with no in-app purchases.
Is Splittio free?
Splittio is free to download, with in-app purchases available.
Do Margin or Splittio have ads?
Neither Margin nor Splittio shows ads.
Which is updated more often, Margin or Splittio?
Margin ships an update monthly, and Splittio every 8 months. Most recently, Margin was updated on October 15, 2026 and Splittio on October 13, 2026.

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