Comparison

Margin vs Splitflow

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Margin

Features
Read full description

Know exactly what you can spend. Margin shows you your real spendable balance: your budget minus all upcoming bills. No more surprises when subscriptions hit. HOW IT WORKS: β€’ Set your monthly budget (your income after savings) β€’ Add your fixed costs (subscriptions, rent, bills) β€’ See your actual spendable balance instantly β€’ Tap to mark bills as paid when they come out FEATURES: β€’ Clean, minimal interface β€’ Home screen widgets β€’ Bill reminders β€’ iCloud sync across devices β€’ Support for 20+ currencies β€’ No subscription: pay once, own forever Perfect for anyone who wants a simple way to know: "How much can I actually spend today?"

About

Splitflow

Features
Read full description

Splitflow - Shared expenses, made simple Splitflow helps you manage shared expenses in a clear, calm, and human way. Whether you’re tracking costs on your own, as a couple, with roommates, or while traveling, Splitflow adapts to how people actually share money. No stress, no awkward conversations - just clarity. Groups designed for real life Splitflow is built around groups, each one designed for a specific context: Solo – track personal expenses in a private space Couple – split daily expenses with a soft, balanced view Home / Roommates – manage rent, bills, and shared costs Travel – keep trips organized and fair Projects & events – manage budgets for specific goals Each group is independent, flexible, and easy to understand at a glance. ______ Made for couples Splitflow includes features specifically designed for couples: Default or custom split rules Clear balances without pressure A neutral, non-judgmental design that reduces friction Money stays visible, not stressful. ______ Automatic & custom categories Expenses are organized with automatic categories You can also create custom categories to fit your habits Visual summaries help you understand where money goes, not just how much Less numbers, more insight. ______ Widgets that keep you on track Stay in control without opening the app: Home Screen widgets for quick expense overviews Helpful for individuals and shared groups Always up to date, always clear ______ Offline-first & private by design Use Splitflow without an account: data stays only on your device Sign in with Apple to sync securely via iCloud / CloudKit No ads, no tracking, no data sold to third parties Your data stays yours. ______ Why Splitflow? Simple and fast to use Designed to reduce tension, not create it Clear balances, calm design, real understanding Splitflow helps people share expenses β€” without sharing stress. ______ Privacy Policy: Splitflow does not share user data with third parties; users can delete their data at any time, and Apple account sign-in enables secure syncing across devices and users. ______ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Margin3 screens
Splitflow4 screens

Verdict

The call

The clearest difference is in-app purchases: Margin at none against Splitflow's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Splitflow sells 3 in-app purchases, starting at $0.99 per 7 days. Margin asks for nothing beyond the download.

Scorecard1 real difference Β· 5 level
Margin versus Splitflow: the parameters behind the verdict, then further details
ParameterMarginSplitflow
PriceFreeFree
Update frequencyMonthlyβ€”
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS18.618.6
Further details β€” not scored
Size2 MB8 MB
Age rating4+9+
DeveloperMarvin DeckmynGiacomo Giugie

In-app purchases

None

Margin

No in-app purchases

3 purchases

Splitflow

Subscriptions2
  • Premium for a Week$0.997 Days
  • SplitFlow - Yearly Subscription$22.991 Year
One-time1
  • Splitflow - all feature forever$39.99

Questions

Is Margin free?
Margin is free to download, with no in-app purchases.
Is Splitflow free?
Splitflow is free to download, with in-app purchases available.
Do Margin or Splitflow have ads?
Neither Margin nor Splitflow shows ads.

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