Fintrack vs Spendi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fintrack
Effortlessly track expenses and manage your money with AI-powered categorization and receipt scanning. Monitor budgets, debts, and bills with smart dashboards and detailed reports. Securely sync your data across devices.
- AI-powered expense categorization
- Receipt scanning and data extraction
- Debt and bill management with reminders
- Smart financial dashboard
- Budget setting and tracking
- Detailed spending reports
- Cloud sync across devices
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FinTrack - AI-Powered Finance Tracker Take control of your finances with FinTrack, the smartest way to track expenses and manage your money. Powered by AI technology, FinTrack makes expense tracking effortless and intuitive. AI-POWERED ENTRY Simply type what you spent in natural language like "coffee at Starbucks $5" or "groceries 150k" - our AI understands and automatically categorizes your transactions. No more tedious manual entry! RECEIPT SCANNING Snap a photo of any receipt and let AI extract the details automatically. It is the fastest way to log your expenses on the go. SMART DASHBOARD Get a beautiful overview of your monthly finances at a glance: - Total income and expenses - Current balance - Recent transactions - Visual spending insights DEBT & BILLS TRACKING ← NEW! Manage all your debts and bills in one place: - Credit cards, loans, mortgages, and more - Payment due date reminders - Track payment progress - Payoff calculator with Avalanche & Snowball strategies - Automatic expense logging for payments BUDGET MANAGEMENT Set monthly budgets for different categories and track your progress. Get notified when you are approaching your limit. DETAILED REPORTS Analyze your spending patterns with comprehensive reports: - Category breakdowns - Monthly comparisons - Income vs expense trends - Custom date range analysis SECURE AND PRIVATE Your financial data is protected with Firebase security. Sign in safely with Google or Apple account. DARK MODE Easy on the eyes with beautiful dark theme support that follows your device settings. MULTI-CURRENCY Support for multiple currencies including USD, IDR, EUR, GBP, JPY, and more. EXPORT DATA Export your transactions to PDF or CSV for backup or further analysis. WHY FINTRACK? - No complex forms - just speak naturally - AI does the categorization work - Comprehensive debt tracking - Beautiful, intuitive interface - Cloud sync across devices - Free to use Download FinTrack today and start your journey to better financial health!
Spendi
Effortlessly manage your finances by logging expenses, setting budgets, and tracking subscriptions. Gain visual insights into your spending habits and upcoming payments. This app prioritizes your privacy with no ads or account requirements.
- Quick expense logging
- Subscription and recurring payment tracking
- Smart budgeting with progress indicators
- Visual spending insights with charts
- Upcoming payment reminders
- Home and Lock Screen widgets
- iCloud sync across devices
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Spendi puts you in control of your money. Log expenses in seconds, set budgets, track your subscriptions and see where your money goes at a glance. No ads, no tracking, no account needed. A WHOLE NEW SPENDI Redesigned from the ground up to fit the Liquid Glass look. A floating tab bar that shrinks as you scroll, clearer cards and a smoother experience on every screen. FEATURES • Quick Logging — Enter transactions in seconds with the built-in keypad, category picker and notes. • Subscriptions and Recurring Payments — From streaming to rent, see all your regular payments in one place. Get a reminder before each renewal, and keep track of free trials, pauses and end dates. • Income Tracking Is Up to You — Track income and expenses together, or just your spending. • Smart Budgets — Set daily, weekly, monthly or yearly budgets, overall or by category, and follow your progress with clear indicators. • Visual Insights — See your weekly, monthly and yearly spending with interactive charts and category breakdowns, and how it compares with the previous period. • Upcoming Payments — See what's coming at a glance and plan ahead. • Widgets — Keep an eye on your budget and recent spending from the Home Screen and Lock Screen without opening the app. • iPhone, iPad and iPhone Duo — A wide layout on iPad. On iPhone Duo, two pages when unfolded and a tab rail along the edge when folded. • 45 Languages — Change Spendi's language right in the app, independent of your device. Dates, currencies and percentages follow each language's own format. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share Spendi Pro with up to five family members through Family Sharing, at no extra cost. • Fully Customizable — Currency, symbol position, number format, keypad and theme are your choice. • Demo Mode — Explore every feature with sample data before you start. • Privacy First — Your financial data stays on your device and in your own iCloud account. No ads, no tracking, no account required. Whether you want to stop overspending, save for a goal or simply understand your habits, Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy
Screenshots
Verdict
The clearest difference is rating: Spendi at 5.0 against Fintrack's 1.0. Spendi also leads on ads (none vs shown). Fintrack's advantage is in-app purchases (none vs 4) and iOS requirement (13.0 vs 18.6). On price, ratings volume, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendi sells 4 in-app purchases, starting at $2.99 per month. Fintrack asks for nothing beyond the download.
Spendi holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
Fintrack ships an update every 5 days, Spendi weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Fintrack | Spendi |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 5 days — better | Weekly |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 67 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | mokhamad nur hidayat | Mucahit KOKDEMIR |
In-app purchases
Fintrack
No in-app purchases
Spendi
- Spendi Pro (Monthly)$2.991 Month
- Spendi Pro (Yearly)14 Days trial$12.991 Year
- Spendi Pro – Lifetime$14.99
- Spendi Pro – Lifetime$29.99









