Comparison

Fintrack vs Spendi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fintrack

Effortlessly track expenses and manage your money with AI-powered categorization and receipt scanning. Monitor budgets, debts, and bills with smart dashboards and detailed reports. Securely sync your data across devices.

Highlights
  • AI-powered expense categorization
  • Receipt scanning and data extraction
  • Debt and bill management with reminders
  • Smart financial dashboard
  • Budget setting and tracking
  • Detailed spending reports
  • Cloud sync across devices
Features
Read full description

FinTrack - AI-Powered Finance Tracker Take control of your finances with FinTrack, the smartest way to track expenses and manage your money. Powered by AI technology, FinTrack makes expense tracking effortless and intuitive. AI-POWERED ENTRY Simply type what you spent in natural language like "coffee at Starbucks $5" or "groceries 150k" - our AI understands and automatically categorizes your transactions. No more tedious manual entry! RECEIPT SCANNING Snap a photo of any receipt and let AI extract the details automatically. It is the fastest way to log your expenses on the go. SMART DASHBOARD Get a beautiful overview of your monthly finances at a glance: - Total income and expenses - Current balance - Recent transactions - Visual spending insights DEBT & BILLS TRACKING ← NEW! Manage all your debts and bills in one place: - Credit cards, loans, mortgages, and more - Payment due date reminders - Track payment progress - Payoff calculator with Avalanche & Snowball strategies - Automatic expense logging for payments BUDGET MANAGEMENT Set monthly budgets for different categories and track your progress. Get notified when you are approaching your limit. DETAILED REPORTS Analyze your spending patterns with comprehensive reports: - Category breakdowns - Monthly comparisons - Income vs expense trends - Custom date range analysis SECURE AND PRIVATE Your financial data is protected with Firebase security. Sign in safely with Google or Apple account. DARK MODE Easy on the eyes with beautiful dark theme support that follows your device settings. MULTI-CURRENCY Support for multiple currencies including USD, IDR, EUR, GBP, JPY, and more. EXPORT DATA Export your transactions to PDF or CSV for backup or further analysis. WHY FINTRACK? - No complex forms - just speak naturally - AI does the categorization work - Comprehensive debt tracking - Beautiful, intuitive interface - Cloud sync across devices - Free to use Download FinTrack today and start your journey to better financial health!

About

Spendi

Effortlessly manage your finances by logging expenses, setting budgets, and tracking subscriptions. Gain visual insights into your spending habits and upcoming payments. This app prioritizes your privacy with no ads or account requirements.

Highlights
  • Quick expense logging
  • Subscription and recurring payment tracking
  • Smart budgeting with progress indicators
  • Visual spending insights with charts
  • Upcoming payment reminders
  • Home and Lock Screen widgets
  • iCloud sync across devices
Features
Read full description

Spendi puts you in control of your money. Log expenses in seconds, set budgets, track your subscriptions and see where your money goes at a glance. No ads, no tracking, no account needed. A WHOLE NEW SPENDI Redesigned from the ground up to fit the Liquid Glass look. A floating tab bar that shrinks as you scroll, clearer cards and a smoother experience on every screen. FEATURES • Quick Logging — Enter transactions in seconds with the built-in keypad, category picker and notes. • Subscriptions and Recurring Payments — From streaming to rent, see all your regular payments in one place. Get a reminder before each renewal, and keep track of free trials, pauses and end dates. • Income Tracking Is Up to You — Track income and expenses together, or just your spending. • Smart Budgets — Set daily, weekly, monthly or yearly budgets, overall or by category, and follow your progress with clear indicators. • Visual Insights — See your weekly, monthly and yearly spending with interactive charts and category breakdowns, and how it compares with the previous period. • Upcoming Payments — See what's coming at a glance and plan ahead. • Widgets — Keep an eye on your budget and recent spending from the Home Screen and Lock Screen without opening the app. • iPhone, iPad and iPhone Duo — A wide layout on iPad. On iPhone Duo, two pages when unfolded and a tab rail along the edge when folded. • 45 Languages — Change Spendi's language right in the app, independent of your device. Dates, currencies and percentages follow each language's own format. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share Spendi Pro with up to five family members through Family Sharing, at no extra cost. • Fully Customizable — Currency, symbol position, number format, keypad and theme are your choice. • Demo Mode — Explore every feature with sample data before you start. • Privacy First — Your financial data stays on your device and in your own iCloud account. No ads, no tracking, no account required. Whether you want to stop overspending, save for a goal or simply understand your habits, Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy

Screenshots

Fintrack4 screens
Spendi4 screens

Verdict

The call

The clearest difference is rating: Spendi at 5.0 against Fintrack's 1.0. Spendi also leads on ads (none vs shown). Fintrack's advantage is in-app purchases (none vs 4) and iOS requirement (13.0 vs 18.6). On price, ratings volume, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendi sells 4 in-app purchases, starting at $2.99 per month. Fintrack asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spendi holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Fintrack ships an update every 5 days, Spendi weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 5 level
Fintrack versus Spendi: the parameters behind the verdict, then further details
ParameterFintrackSpendi
PriceFreeFree
Rating1.0 (1 ratings)5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings12 — better
Update frequencyEvery 5 days — betterWeekly
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18.6
Further details — not scored
Size67 MB25 MB
Age rating4+4+
Developermokhamad nur hidayatMucahit KOKDEMIR

In-app purchases

None

Fintrack

No in-app purchases

4 purchases

Spendi

Subscriptions2
  • Spendi Pro (Monthly)$2.991 Month
  • Spendi Pro (Yearly)14 Days trial$12.991 Year
One-time2
  • Spendi Pro – Lifetime$14.99
  • Spendi Pro – Lifetime$29.99

Questions

Is Fintrack free?
Fintrack is free to download, with no in-app purchases.
Is Spendi free?
Spendi is free to download, with in-app purchases available.
Which has better reviews, Fintrack or Spendi?
Spendi is rated higher. Fintrack averages 1.0 out of 5 from 1 ratings, while Spendi averages 5.0 from 2 ratings.
Do Fintrack or Spendi have ads?
Fintrack shows ads; Spendi does not.
Which is updated more often, Fintrack or Spendi?
Fintrack ships an update every 5 days, and Spendi weekly. Most recently, Fintrack was updated on October 30, 2026 and Spendi on October 31, 2026.

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