XAFPAY vs PayFargo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
XAFPAY
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Transfer money securely from the USA and Canada to Africa. Everything you need for your financial transactions. Manage your transfers and payments easily with our application. Fast, secure and available at all times, so your finances are always under control, wherever you are.
PayFargo
Send money and pay bills internationally with a secure and fast mobile app. Easily manage cross-border transfers, utility payments, and mobile top-ups with real-time exchange rates and multiple payment options.
- International money transfers
- Bill payments
- Mobile top-ups
- Real-time exchange rates
- Transaction tracking
- Multiple payment options
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PAYFARGO is a secure international money transfer and bill payment app that enables users to send funds and pay essential expenses for family, friends, and businesses across multiple countries. The app offers fast cross-border transfers, utility bill payments, mobile top-ups, real-time exchange rates, transaction tracking, and multiple payment options including bank cards and Apple Pay. PAYFARGO is designed to provide a simple, reliable, and convenient financial solution for users supporting loved ones abroad through an easy-to-use mobile experience.
Screenshots
Verdict
The clearest difference is ads: PayFargo at none against XAFPAY's shown. XAFPAY's advantage is update cadence (monthly vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
XAFPAY ships an update monthly, PayFargo every 4 months. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.
| Parameter | XAFPAY | PayFargo |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Monthly — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 11 MB | 146 MB |
| Age rating | 17+ | 17+ |
| Developer | XAFPAY LLC | PayFargo LLC |
In-app purchases
XAFPAY
No in-app purchases
PayFargo
No in-app purchases








