Comparison

Subscription tracker vs Penny Pilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription tracker

Manage all your recurring expenses in one place. Automatically monitor direct debits, standing orders, and subscriptions to avoid forgotten charges and save money. Get smart calendar views, trial alerts, and custom reminders for upcoming payments.

Highlights
  • Universal tracking for 500+ services
  • Smart calendar for upcoming payments
  • Direct debit and standing order monitoring
  • Trial period alerts
  • Customizable payment reminders
  • Spending insights by category
  • Family sharing for subscriptions
Features
Read full description

Track and cancel unwanted subscriptions with ease. Wondering how to find those sneaky subscriptions draining your bank account? Trackery is the subscription tracker and bill reminder that puts you back in control of your spending. Whether it's streaming services, gym memberships, or app trials, Trackery makes sure you never overpay for subscriptions you forgot about. WHY TRACKERY? Unlike spreadsheets or note apps, Trackery organizes your recurring payments, tracks renewals, and calculates your monthly spending — then alerts you before you're charged, so you can cancel unwanted services in time. CORE FEATURES: • Easy Tracking: Add from 90+ popular services with logos — Netflix, Spotify, ChatGPT, Adobe and more — or create any custom subscription. • Smart Calendar: See every upcoming payment and renewal date in a clean monthly calendar. • Free Trial Protector: Automatic alerts before a trial ends, so you cancel before you're charged. • Renewal Reminders: Choose when to be notified before each billing date. • Home Screen Widgets: Your monthly total and upcoming payments at a glance, in three sizes. • Spending Analytics: Monthly and yearly charts, category breakdown, and smart insights like your biggest expense and money saved from cancellations. • Cancellation Links: Save each service's cancel page and jump straight to it when it's time. • Flexible Billing Cycles: Weekly, monthly, quarterly, or yearly. • Household Tracking: Tag shared subscriptions by family member and see your household total. • Multi-Currency: Live exchange rates convert everything to your chosen currency. • Custom Categories & Payment Methods: Organize payments your way. • CSV Export: Your data, exportable anytime (Premium). • Cloud Sync: Keep your subscriptions in sync across devices with secure, optional cloud backup (Premium). • Sleek Dark Mode: A stunning interface that is easy on the eyes. PERFECT FOR: • Anyone juggling 3 or more subscriptions • People who sign up for (and forget) free trials • Budget-conscious users cutting unnecessary expenses • Households sharing Netflix, Spotify, or utility bills PRIVACY FIRST: Your data stays on your device by default. Cloud sync is optional and always under your control. We never sell your financial information. Trackery Premium: Annual: $9.99 / year (includes 3-day free trial) Monthly: $2.99 / month Lifetime: $49.99 one-time purchase Prices may vary by location. Subscriptions are charged to your Apple ID account and renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://trackery.app/privacy-policy.html

About

Penny Pilot

This app offers private, offline expense tracking without requiring accounts or bank linking. It provides detailed spending breakdowns, budget setting, and optional advanced features like multi-currency support and AI-powered insights.

Highlights
  • Private, offline expense tracking
  • No account or bank linking required
  • Detailed spending breakdowns
  • Budget setting and tracking
  • Multi-currency support
  • On-device AI insights
  • Card expiration reminders
Features
Read full description

Some apps need to know everything about you before they can help with anything. Penny Pilot doesn’t. Most people don't need another app tracking them to understand their money better. They need one that just shows them the truth, quietly, without asking for anything in return. That's what this is! No account to create. No bank to link. No server sitting between you and your own money. Every transaction, every wallet, every budget you set up stays right there on your device, and it stays there because that was the whole point from the start. We didn't bolt privacy onto an existing app. We built the app around it. Set a limit and hold yourself to it. Pull up your full spending history whenever curiosity strikes or ask the on-device Apple Intelligence to summarize your spendings and give you insights. That's the whole app, and it's fast enough that you'll actually use it. What you get for free: • Real privacy. No cloud, no account, no one watching. Lock things down with Face ID, Touch ID, or a passcode. • No ads. Not one. Not ever! • As many transactions as you want, each one able to carry notes, a photo and even a location if you want the full picture. • Up to two wallets in your default currency, whenever you're ready to set them up. • A clear and complete monthly breakdown of where your money actually went. • A heads up before your card expires, so you're never caught off guard. When you're ready for more, there's Penny Pilot Pro: Everything above, plus the tools for people who want to go deeper. • Apple Intelligence summaries that quietly turn your transactions into insights, generated privately, right on your phone. • Multi-currency support, so wallets in different currencies live comfortably side by side. • Budgets with real limits and real-time tracking, so staying on target actually feels manageable. • As many wallets as you need, each one customizable with it’s own colors and designs. • Yearly statistics, so you can pull up any year and see the whole story, not just one month at a time. Try Penny Pilot Pro free for 7 days. No pressure, just see if it fits how you actually manage money. Terms of Use: https://www.getpennypilot.app/terms.html Privacy Policy: https://www.getpennypilot.app/privacy.html Contact Us: support@getpennypilot.app

Screenshots

Subscription tracker4 screens
Penny Pilot4 screens

Verdict

The call

The clearest difference is rating: Penny Pilot at 5.0 against Subscription tracker's 3.7. Penny Pilot also leads on review sentiment (100% vs 67%). Subscription tracker's advantage is ratings volume (3 vs 1) and iOS requirement (18.6 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription tracker sells 3 in-app purchases, starting at $2.99 per month and Penny Pilot sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Penny Pilot holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 67% of Subscription tracker's written reviews are positive against 100% of Penny Pilot's.

Scorecard4 real differences · 6 level
Subscription tracker versus Penny Pilot: the parameters behind the verdict, then further details
ParameterSubscription trackerPenny Pilot
PriceFreeFree
Rating3.7 (3 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings3 — better1
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.6 — better26.0
Further details — not scored
Size28 MB29 MB
Age rating4+4+
DeveloperAbdessamad ElguarnaouiBabak Ramazanilar

Customer experience

Subscription tracker

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Penny Pilot

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Subscription tracker

Subscriptions2
  • Monthly Premium$2.991 Month
  • Annual Premium3 Days trial$19.991 Year
One-time1
  • Lifetime Premium$49.99
6 purchases

Penny Pilot

Subscriptions2
  • Pro Monthly7 Days trial$2.991 Month
  • Pro Yearly7 Days trial$24.991 Year
One-time4
  • Small Tip$1.99
  • Medium Tip$4.99
  • Large Tip$9.99
Show 1 more
  • Pro Lifetime$69.99

Questions

Is Subscription tracker free?
Subscription tracker is free to download, with in-app purchases available.
Is Penny Pilot free?
Penny Pilot is free to download, with in-app purchases available.
Which has better reviews, Subscription tracker or Penny Pilot?
Penny Pilot is rated higher. Subscription tracker averages 3.7 out of 5 from 3 ratings, while Penny Pilot averages 5.0 from 1 ratings.
Do Subscription tracker or Penny Pilot have ads?
Neither Subscription tracker nor Penny Pilot shows ads.

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