Comparison

Obtainly vs IGMFB Personal Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Obtainly

Access instant business credit and manage payments securely in Nigeria. This app offers fast funding within 24 hours with transparent pricing and flexible repayment options, designed for small to medium-sized enterprises.

Highlights
  • Instant business credit up to 24-hour disbursement
  • No paperwork or office visits required
  • Transparent pricing with upfront repayment details
  • Flexible repayment plans (60-day fixed, 60-180 day installments)
  • Secure payments and bank transfers
  • BVN and bank verification for security
Features
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Obtainly – Smart Payments & Instant Business Credit in Nigeria Running a business in Nigeria means acting fast. From restocking inventory to handling urgent expenses, access to reliable working capital can make the difference between growth and missed opportunities. Obtainly is a payments and credit app built specifically for Nigerian business owners who need fast funding, transparent pricing, and simple digital tools. With Obtainly, you can apply for business credit directly from your phone and receive funds within 24 hours. There’s no paperwork, no office visits, and no hidden fees. Everything is designed to fit the realities of everyday businesses — from market traders and shop owners to growing SMEs. Why Obtainly? Traditional financing can be slow, complicated, and unclear. Obtainly removes these barriers by offering a smarter way to access business credit. • Fast access to funds – disbursement within 24 hours • No paperwork – apply from your shop or home • Transparent pricing – always know what you’re paying • Built for businesses – credit based on your capacity and turnover Obtainly helps you respond quickly to business needs without delays. Business Credit That Works for You Obtainly provides flexible business credit designed around real cash-flow cycles. • Credit limits based on your business capacity • 60-day fixed repayment plans • 60–180 days installment options • Affordable and competitive interest rates You see your full repayment details upfront, with no surprise charges. Simple Payments & Transfers Obtainly also supports secure payments and transfers to help you manage daily business transactions. • Bank transfers • BVN and bank verification • Secure and reliable transactions Everything is handled digitally, safely, and efficiently. How It Works 1. Download the Obtainly app and create your account 2. Complete secure BVN and bank verification 3. Apply for business credit 4. Receive funds within 24 hours 5. Grow your business and repay with confidence Safe, Secure & Licensed Obtainly is a licensed financial platform operating in Nigeria and compliant with NDPA data protection standards. Your personal and financial information is protected with strong security measures, so you can focus on running your business with peace of mind. Why Customers Love Obtainly Business owners choose Obtainly because it is: • Fast and reliable • Easy to use • Transparent and fair • Designed specifically for Nigerian businesses No unnecessary complexity — just smart payments and instant business credit. Built for Nigerian Business Owners Whether you run a shop, trade goods, or manage a growing enterprise, Obtainly gives you the financial flexibility to move faster and plan better. Download Obtainly today and start enjoying instant business credit at the best rates.

About

IGMFB Personal Banking

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IGMFB Personal Banking App Welcome to the official mobile banking app of Ineba Gogo Microfinance Bank (IGMFB). The IGMFB Personal Banking App provides a secure, convenient, and user-friendly way to manage your finances anytime, anywhere. Key Features: •Secure login and account access •Real-time account balance monitoring •Fund transfers (within bank & interbank transfers) •Transaction history and account statements •Instant transaction notifications •Secure authentication and data protection Designed with security and simplicity in mind, the IGMFB app ensures your financial information remains protected while giving you full control over your banking activities. Bank confidently. Bank securely. Bank with IGMFB.

Screenshots

Obtainly4 screens
IGMFB Personal Banking4 screens

Verdict

The call

Obtainly and IGMFB Personal Banking are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Obtainly versus IGMFB Personal Banking: the parameters behind the verdict, then further details
ParameterObtainlyIGMFB Personal Banking
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better16
Further details — not scored
Size50 MB56 MB
Age rating17+4+
DeveloperSuplias TechnologiesBelema Financial Technologies

In-app purchases

None

Obtainly

No in-app purchases

None

IGMFB Personal Banking

No in-app purchases

Questions

Is Obtainly free?
Obtainly is free to download, with no in-app purchases.
Is IGMFB Personal Banking free?
IGMFB Personal Banking is free to download, with no in-app purchases.
Do Obtainly or IGMFB Personal Banking have ads?
Neither Obtainly nor IGMFB Personal Banking shows ads.
Which is updated more often, Obtainly or IGMFB Personal Banking?
Obtainly ships an update every 3 weeks, and IGMFB Personal Banking every 3 weeks. Most recently, Obtainly was updated on October 30, 2026 and IGMFB Personal Banking on October 31, 2026.

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