Obtainly vs FileAm
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Obtainly
Access instant business credit and manage payments with this app designed for Nigerian entrepreneurs. Get funds within 24 hours with transparent pricing and flexible repayment options to fuel your business growth.
- Instant business credit
- Funds within 24 hours
- Transparent pricing
- Flexible repayment plans
- Secure payments and transfers
- Digital BVN and bank verification
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Obtainly – Smart Payments & Instant Business Credit in Nigeria Running a business in Nigeria means acting fast. From restocking inventory to handling urgent expenses, access to reliable working capital can make the difference between growth and missed opportunities. Obtainly is a payments and credit app built specifically for Nigerian business owners who need fast funding, transparent pricing, and simple digital tools. With Obtainly, you can apply for business credit directly from your phone and receive funds within 24 hours. There’s no paperwork, no office visits, and no hidden fees. Everything is designed to fit the realities of everyday businesses — from market traders and shop owners to growing SMEs. Why Obtainly? Traditional financing can be slow, complicated, and unclear. Obtainly removes these barriers by offering a smarter way to access business credit. • Fast access to funds – disbursement within 24 hours • No paperwork – apply from your shop or home • Transparent pricing – always know what you’re paying • Built for businesses – credit based on your capacity and turnover Obtainly helps you respond quickly to business needs without delays. Business Credit That Works for You Obtainly provides flexible business credit designed around real cash-flow cycles. • Credit limits based on your business capacity • 60-day fixed repayment plans • 60–180 days installment options • Affordable and competitive interest rates You see your full repayment details upfront, with no surprise charges. Simple Payments & Transfers Obtainly also supports secure payments and transfers to help you manage daily business transactions. • Bank transfers • BVN and bank verification • Secure and reliable transactions Everything is handled digitally, safely, and efficiently. How It Works 1. Download the Obtainly app and create your account 2. Complete secure BVN and bank verification 3. Apply for business credit 4. Receive funds within 24 hours 5. Grow your business and repay with confidence Safe, Secure & Licensed Obtainly is a licensed financial platform operating in Nigeria and compliant with NDPA data protection standards. Your personal and financial information is protected with strong security measures, so you can focus on running your business with peace of mind. Why Customers Love Obtainly Business owners choose Obtainly because it is: • Fast and reliable • Easy to use • Transparent and fair • Designed specifically for Nigerian businesses No unnecessary complexity — just smart payments and instant business credit. Built for Nigerian Business Owners Whether you run a shop, trade goods, or manage a growing enterprise, Obtainly gives you the financial flexibility to move faster and plan better. Download Obtainly today and start enjoying instant business credit at the best rates.
FileAm
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Fileam takes the stress out of tax filing and financial organization. Designed to simplify every step of your tax journey, Fileam helps you manage documents, track transactions, and file taxes with confidence Whether you're self-employed, a freelancer, a business owner, or just want a simpler way to stay tax-ready, Fileam uses AI to make tax management faster, smarter, and easier. AI-Powered Tax Assistant(TaxGPT) Get instant answers to your tax questions anytime. Fileam’s Tax AI helps you understand deductions, filings, and tax rules in simple language so you always know what to do next. Smart Document Processing Upload receipts, invoices, or tax documents and let Fileam handle the rest. Our TaxGPT automatically extracts key information, reducing manual entry and saving you time. Bank Statement Analysis Connect your financial data by uploading bank statements. Fileam automatically analyzes and converts them into structured, tax-ready transactions. Effortless Transaction Tracking Record income and expenses with ease. Fileam organizes your transactions so you always have a clear view of your finances throughout the year. Tax Status Tracking Stay on top of your taxes with a clear dashboard showing filed, pending, and overdue items. Never miss a deadline or lose track of your filings again. Built for Simplicity and Accuracy Fileam brings everything together in one streamlined system—AI assistance, document scanning, transaction tracking, and tax organization—so you can focus on what matters most. Key Features: AI Tax Assistant for instant answers Document upload with automatic data extraction Bank statement analysis and categorization Income and expense tracking Tax filing status overview (Filed / Pending / Paid / Overdue) Clean, simple, and intuitive interface Fileam is your tax companion, helping you stay organized, reduce errors, and file taxes with confidence.
Screenshots
Verdict
Obtainly and FileAm are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Obtainly | FileAm |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 50 MB | 41 MB |
| Age rating | 17+ | 17+ |
| Developer | Suplias Technologies | FILEIT FINANCE SOLUTIONS LTD |
In-app purchases
Obtainly
No in-app purchases
FileAm
No in-app purchases









