Comparison

SplitterUp vs One Habit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitterUp

Effortlessly track shared expenses and settle debts with friends and groups. This app simplifies splitting bills for trips, households, or one-off purchases, ensuring fair financial management. Features include direct splitting, receipt scanning, and bank transaction import.

Highlights
  • Create groups for trips or households
  • Split directly between friends
  • Quick Split for one-off expenses
  • Divide costs equally, by amount, or percentage
  • Import transactions from bank accounts
  • Scan receipts and assign items
  • Track balances and record payments
Features
Read full description

SplitterUp is the expense splitting app that doesn't charge a monthly fee. Split with friends, roommates, partners and travel groups — then see exactly who owes what. Split Any Way You Want • Create groups for trips, households, or shared bills • Split directly with a friend, no group needed • Quick Split for one-off expenses — just type names, no sign-up needed • Divide costs equally, by exact amounts, or by percentage • Save the split you use most and reuse it in one tap • Set up repeating expenses for rent, utilities and subscriptions Households • Add a couple or a whole home as one member of a group • The household pays a share its own size, then splits it internally • Household balances roll up on your dashboard Scan Receipts, Assign Items • Snap a photo — it's straightened and enhanced automatically • Line items, tax, tip and totals are extracted for you • Assign items to the people who ordered them, or let everyone claim their own • Split a receipt together, live, with the people next to you Every Currency, Handled Properly • Search any world currency and use it anywhere • Exchange rates are locked to the expense, so a balance doesn't drift • Set a currency per group, or override the rate on one expense • Always see the original amount next to the converted one Stay on Top of Balances • See exactly who owes you and who you owe • Open any balance to see how it was worked out • Record a payment in full or in part, in any currency, on any date • Add your Venmo, PayPal, Cash App or Zelle details so people can pay you back Spending Insights • See where your money actually went, by category and by group • Pick any date range, or drill into a single group • Export a group's expenses to Excel or CSV Works Anywhere, Even Offline • Add and edit expenses with no signal — it all syncs when you're back • Stays in sync across iPhone, iPad and the web • Ask Siri to start an expense, or add a Home Screen shortcut Keep Everyone in the Loop • Invite people by email, or share a link anyone can join from • Split with people who don't have the app — invite them later and their share comes with them • Get notified when an expense is added or a payment is recorded Find It Again Later • Search a group by description, person, amount, category or place • Favorite the people and groups you use most • Archive what you're done with, without losing the history Tag Where You Spent • Add a location to any expense, and see the group's expenses on a map Designed for iPhone and iPad • iPad layouts built for the screen, not stretched from a phone • Face ID and Touch ID for quick, secure access Privacy First • Export or delete your data anytime • No ads, no data selling Perfect for roommates, couples, travel groups and anyone who shares expenses. Download SplitterUp and stop the awkward "who owes what" conversations. Terms of Use: https://splitterup.app/terms Privacy Policy: https://splitterup.app/privacy

About

One Habit

Features
Read full description

One habit changes everything. Not five goals. Not a long list of resolutions. One habit - tracked daily, backed by everything science knows about behavior change. Most habit tracker apps overwhelm you with features. One Habit does the opposite. It strips everything down to what actually works: one clear focus, one personal reason, and every psychological tool in the book to help you follow through. Built to make you stick - not just track. WHAT MAKES ONE HABIT DIFFERENT One habit at a time Research consistently shows that trying to build multiple habits at once leads to failure. One Habit keeps you focused on the single change that matters most right now. Your photo. Your reason. Your fuel. Add a personal photo and write your why. Every time you open the app, you're reminded not just what you're doing - but why it matters to you. More than yes or no Some days you give it 100 percent, some days 40. Log how it actually went, add a one-line note, and keep an honest record instead of a flattering one. Your chart tells the truth. Every habit you finish becomes a card Complete a habit and it turns into a collectible card. Flip it over for your stats and the thoughts you noted along the way. Your shelf of proof. Daily reminders that actually reach you Set a daily reminder at your chosen time, in your own words. One Habit keeps your goal visible even when life gets busy. Home screen widget Your habit - with your personal photo and motivational line - and your streak live on your home screen. One tap to mark it done, without even opening the app. Miss a day? Spin your way back. Life happens. One Habit doesn't punish you for missing a day - instead, it gives you a chance to rescue your streak with a small make-up task. Because consistency over time matters more than perfection. WHO IS ONE HABIT FOR One Habit is for anyone who has started a habit tracker before - and quit. For anyone who knows what they want to change but can't seem to make it last. For anyone who's tried willpower alone and found it wasn't enough. This app was built by someone who needed it. Every feature exists because it solves a real psychological barrier to follow-through. FEATURES Habit tracker with a daily percentage check-in Personal photo and motivation text Daily reminder notifications Home screen widget Visual consistency tracker Collectible cards PDF export of your progress Works fully offline No account required PRIVACY Your habits, photos and notes stay on your device. The only exception is your purchase, handled by Apple and managed by RevenueCat. One Habit - so you don't forget why you started.

Screenshots

SplitterUp4 screens
One Habit4 screens

Verdict

The call

The clearest difference is update cadence: SplitterUp at every 3 days against One Habit's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitterUp sells 3 in-app purchases, starting at $0.99 per month and One Habit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SplitterUp ships an update every 3 days, One Habit monthly. The most recent releases landed on October 5, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
SplitterUp versus One Habit: the parameters behind the verdict, then further details
ParameterSplitterUpOne Habit
PriceFreeFree
Rating5.0 (16 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings16 — better—
Update frequencyEvery 3 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size71 MB51 MB
Age rating4+4+
DeveloperAll Day Software LLCSandra Zanglein

In-app purchases

3 purchases

SplitterUp

Subscriptions2
  • Bank Import$0.991 Month
  • Bank Import Annual$9.991 Year
One-time1
  • Premium Unlock$4.99
1 purchases

One Habit

One-time1
  • One Habit Lifetime$9.99

Questions

Is SplitterUp free?
SplitterUp is free to download, with in-app purchases available.
Is One Habit free?
One Habit is free to download, with in-app purchases available.
Do SplitterUp or One Habit have ads?
Neither SplitterUp nor One Habit shows ads.
Which is updated more often, SplitterUp or One Habit?
SplitterUp ships an update every 3 days, and One Habit monthly. Most recently, SplitterUp was updated on October 5, 2026 and One Habit on October 16, 2026.

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