Comparison

Budget vs VaultBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget

Features
Read full description

Budget: Spend Tracker is a simple and secure app designed to help you track your expenses and manage your budget. By recording your daily spending, you can keep your monthly budget under control and better understand your money habits. How It Works When you open the app, you'll see your monthly total expenses, how much you've spent today, and the categories where you spend the most. To add a new expense, simply select the amount, category, and date. You can also add notes if you want. Category System You can organize your expenses by categorizing them. The app comes with ready-made categories like food, transportation, rent, bills, and entertainment. You can also create your own custom categories. For example, you can add categories like "Gym" or "Hobbies." Recurring Expenses You can set up regular payments like monthly rent, internet bills, phone bills, or subscriptions like Netflix. The app automatically adds these expenses to your account every month. This way, you don't need to enter them manually each time. For example, if you set up a monthly rent of $500, this expense will be automatically recorded on the 1st of each month. Charts and Analytics On the main screen, you can view your expenses visually. With the pie chart, you can see how much you spend in each category. With the line chart, you can see your spending trends over time. With the bar chart, you can compare monthly spending. This way, you can easily understand which areas you spend more on. Privacy and Security All your data is stored only on your device. No information is sent to the cloud or stored anywhere else. You can use it without an internet connection, even in airplane mode. You don't need to create an account or membership. Backup and Restore You can export your data in JSON format and restore it whenever you want. This way, you won't lose your data when you change devices or want to make a backup. Multi-Language Support The app can be used in 10 different languages, including English. You can change your language from settings at any time. Who Is It For? Budget: Spend Tracker is suitable for anyone who wants to track their spending habits. Students, employees, homemakers, retirees - in short, anyone who wants to keep their budget under control can use this app. Why Budget: Spend Tracker? Because it's simple, fast, and reliable. If you just want to record your expenses and track your budget without dealing with complex features, Budget: Spend Tracker is perfect for you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

VaultBudget

Features
Read full description

VaultBudget is a powerful yet simple personal finance manager designed to help you stay in control of your money. Track your income and expenses, create monthly budgets, and monitor your financial health with a clean and intuitive interface. **Free Features:** • Track income and expenses quickly • Create and manage budgets • View clear financial summaries • Support for multiple currencies • Secure data stored locally on your device • Privacy mode to hide financial amounts • Clean and distraction-free design VaultBudget helps you understand where your money goes and plan your financial future with confidence. Whether you want to control spending, manage budgets, or simply track daily transactions, VaultBudget gives you the tools you need. **Premium Features:** • Unlimited budgets • Advanced charts and detailed reports • Export data and PDF statements **Subscription Options:** • Monthly subscription • Yearly subscription • Lifetime one-time purchase Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your Apple ID account will be charged at confirmation of purchase. You can manage or cancel your subscriptions at any time in your Apple ID account settings. Your financial data stays private and secure on your device. Privacy Policy: https://sites.google.com/view/vaultbudget-privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget4 screens
VaultBudget4 screens

Verdict

The call

The clearest difference is iOS requirement: Budget at 13.0 against VaultBudget's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Budget sells 4 in-app purchases, starting at $0.99 per 7 days and VaultBudget sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 23, 2026 and September 29, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Budget versus VaultBudget: the parameters behind the verdict, then further details
ParameterBudgetVaultBudget
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size58 MB12 MB
Age rating+44+
DeveloperHatice GORUNWael Inaim

In-app purchases

4 purchases

Budget

Subscriptions3
  • Budget Pro Weekly$0.997 Days
  • Budget Pro Monthly$1.991 Month
  • Budget Pro Yearly3 Days trial$14.991 Year
One-time1
  • Budget Pro Lifetime$34.99
3 purchases

VaultBudget

Subscriptions2
  • Premium Monthly$3.991 Month
  • VaultBudget Premium Yearly$39.991 Year
One-time1
  • VaultBudget Premium Lifetime$119.99

Questions

Is Budget free?
Budget is free to download, with in-app purchases available.
Is VaultBudget free?
VaultBudget is free to download, with in-app purchases available.
Do Budget or VaultBudget have ads?
Neither Budget nor VaultBudget shows ads.
Which is updated more often, Budget or VaultBudget?
Budget ships an update every 3 weeks, and VaultBudget every 3 weeks. Most recently, Budget was updated on September 23, 2026 and VaultBudget on September 29, 2026.

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