Budget vs PayWise AI Budget Planner

Budget: Spend Tracker is a simple and secure app designed to help you track your expenses and manage your budget. By recording your daily spending, you can keep your monthly budget under control and better understand your money habits. How It Works When you open the app, you'll see your monthly total expenses, how much you've spent today, and the categories where you spend the most. To add a new expense, simply select the amount, category, and date. You can also add notes if you want. Category System You can organize your expenses by categorizing them. The app comes with ready-made categories like food, transportation, rent, bills, and entertainment. You can also create your own custom categories. For example, you can add categories like "Gym" or "Hobbies." Recurring Expenses You can set up regular payments like monthly rent, internet bills, phone bills, or subscriptions like Netflix. The app automatically adds these expenses to your account every month. This way, you don't need to enter them manually each time. For example, if you set up a monthly rent of $500, this expense will be automatically recorded on the 1st of each month. Charts and Analytics On the main screen, you can view your expenses visually. With the pie chart, you can see how much you spend in each category. With the line chart, you can see your spending trends over time. With the bar chart, you can compare monthly spending. This way, you can easily understand which areas you spend more on. Privacy and Security All your data is stored only on your device. No information is sent to the cloud or stored anywhere else. You can use it without an internet connection, even in airplane mode. You don't need to create an account or membership. Backup and Restore You can export your data in JSON format and restore it whenever you want. This way, you won't lose your data when you change devices or want to make a backup. Multi-Language Support The app can be used in 10 different languages, including English. You can change your language from settings at any time. Who Is It For? Budget: Spend Tracker is suitable for anyone who wants to track their spending habits. Students, employees, homemakers, retirees - in short, anyone who wants to keep their budget under control can use this app. Why Budget: Spend Tracker? Because it's simple, fast, and reliable. If you just want to record your expenses and track your budget without dealing with complex features, Budget: Spend Tracker is perfect for you. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PayWise AI Budget Planner helps you plan your budget, track debts, and build healthier money habits with a simple AI-guided experience. Use it to: • Add debts and payoff goals • Track payment progress • See budget and debt insights • Get simple AI-style guidance for money decisions • Build daily financial habits • Keep your plan private and easy to understand PayWise AI is designed for everyday users who want clearer money direction without complicated spreadsheets. Important: PayWise AI is not a bank, lender, investment adviser, tax adviser, legal adviser, or licensed financial adviser. The app does not provide regulated financial, investment, tax, legal, or loan advice. It helps users organize their own information and make more informed personal budgeting decisions. Subscription Information: PayWise AI Premium Monthly: $3.99/month after a 7-day free trial. PayWise AI Premium Yearly: $29.99/year after a 7-day free trial. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment will be charged to your Apple Account at confirmation of purchase. You can manage or cancel subscriptions in your App Store account settings. Lifetime Premium: PayWise AI Lifetime Premium is a one-time purchase of $34.99. Privacy Policy: https://jerryng145.github.io/paywise-ai-privacy-policy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/