Comparison

MON 3 vs FirstCard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MON 3

Features
Read full description

Your money shouldn't have borders. With MON 3, it doesn't. We are an international payments platform for individuals and companies that send and receive money across borders, with a solution that is simple, secure and cost efficient. Beyond transfers, you get an international card to spend your balance anywhere in the world. While traditional banks charge sky high fees and deliver unacceptable delays, MON 3 settles your transfer in minutes, at a 1.8% all in rate. What you get with MON 3: - Real savings: 1.8% all in, far below traditional banks - Speed: transfers in minutes, not days - International card: spend your dollar balance wherever you want, online or in store - Transparency: no hidden fees, you know exactly what you pay - Security: a platform compliant with regulatory standards - Simplicity: 100% digital, from sign up to transfer Who MON 3 is for: - Importers and exporters - Companies with suppliers abroad - Service providers with global clients - People who travel, study or live abroad - Anyone paid in foreign currency who wants to spend without losing on FX How it works: 1. Sign up in just a few minutes 2. Request your transfer and see the quote instantly 3. Confirm and track it in real time 4. Done, your money has arrived No more losing money to abusive fees. No more waiting days for a simple transfer. MON 3, your money, now global. Born to be global!

About

FirstCard

Features
Read full description

Com First Card você tem acesso a cartões pré-pagos Visa que podem ser utilizados para compras presenciais (cartão físico) ou compras on-line, além de serem aceitos internacionalmente e, caso permitam saques, podem ser utilizados na rede Banco24Horas ou rede Plus. No app First Card você pode: • Pagar contas e boletos • Recarregar celular • Fazer transferências • Obter um extrato de suas despesas Além de incluir seu cartão em carteiras como Ifood, Uber, entre outras. Baixe o app, siga o passo-a-passo e acesse seus Cartões First Card de uma maneira fácil e rápida na palma da sua mão. Tem dúvidas? Entre em contato através dos canais de atendimento

Screenshots

MON 34 screens
FirstCard4 screens

Verdict

The call

The clearest difference is iOS requirement: FirstCard at 13.0 against MON 3's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard1 real difference · 5 level
MON 3 versus FirstCard: the parameters behind the verdict, then further details
ParameterMON 3FirstCard
PriceFreeFree
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size78 MB75 MB
Age rating4+4+
DeveloperMON 3 Co.Onlypay Solucoes de Pagamento LTDA

In-app purchases

None

MON 3

No in-app purchases

None

FirstCard

No in-app purchases

Questions

Is MON 3 free?
MON 3 is free to download, with no in-app purchases.
Is FirstCard free?
FirstCard is free to download, with no in-app purchases.
Do MON 3 or FirstCard have ads?
Neither MON 3 nor FirstCard shows ads.
Which is updated more often, MON 3 or FirstCard?
MON 3 ships an update fortnightly, and FirstCard fortnightly. Most recently, MON 3 was updated on September 23, 2026 and FirstCard on September 21, 2026.

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