LedgerEz vs Cacao Ledger

AI Receipt Scan: Snap a photo of your receipt and Ledger helps extract totals and details so you can add an expense in seconds. Smart Settle: Automatically calculates the simplest way to settle balances with fewer payments. Create groups for roommates, trips, couples, and friends Add expenses instantly and split equally, by shares, or custom amounts Real-time updates so everyone stays on the same page Clear balances showing who owes who, plus full expense history with notes Track expenses by amount and category Set a budget and monitor your spending over time

Cacao is a personal accounting app built on double-entry bookkeeping; the same system professionals have used for centuries, now simple enough for anyone. Whether you're tracking a salary, managing expenses across currencies, or just trying to understand where your money actually goes, Cacao gives you a complete and accurate picture every time. What you can do: - Record transactions with full debit and credit entries - Organize money across assets, liabilities, equity, income, and expenses - Generate an income statement, balance sheet, and trial balance - Export reports as PDF for your records - Work in multiple currencies with exchange rate support - Export your data to JSON, CSV, or plain-text Ledger format — no lock-in Built for privacy. Everything stays on your device. No account required, no subscriptions, no cloud. New to double-entry accounting? Cacao is a great place to start, the structure guides you naturally without getting in the way.