Comparison

Mutual Pay vs KiwiPay Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

KiwiPay Authenticator

Free

💰 Finance

No ratingsView app →

About

Mutual Pay

Features

Read full description

Mutual Pay: simple, rápida y pensada para vos Mutual Pay es la nueva forma de manejar tu dinero dentro del ecosistema de la Asociación Mutual Club Colon de San Justo. Fácil de usar, 100% digital y creada para que los asociados puedan hacer todo desde un solo lugar: - Pagá con QR en los comercios adheridos - Enviá y recibí dinero entre usuarios AMFAC - Pagá más de 5.000 servicios e impuestos - Recargá tu celular, DirecTV y SUBE en segundos - Consultá tus saldos y movimientos al instante - Generá un PIN para retirar efectivo en cajeros de todo el país Y ahora, además, sumamos dos grandes novedades: - Pagos con QR interoperable (funciona en cualquier red) - Tu propio CVU, para recibir transferencias desde cualquier banco o billetera Con Mutual Pay, tu dinero está siempre a mano. Fácil, segura y hecha para acompañarte todos los días.

About

KiwiPay Authenticator

Features

Read full description

Autenticador Kiwi Pay es la aplicación de enrolamiento de la billetera Kiwi Pay

Screenshots

Mutual Pay4 screens

KiwiPay Authenticator3 screens

Verdict

The call

The clearest difference is iOS requirement: KiwiPay Authenticator at 15.6 against Mutual Pay's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mutual Pay ships an update every 3 weeks, KiwiPay Authenticator every 2 weeks. The most recent releases landed on October 9, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 5 level

Mutual Pay versus KiwiPay Authenticator: the parameters behind the verdict, then further details
Parameter	Mutual Pay	KiwiPay Authenticator
Price	Free	Free
Update frequency	Every 3 weeks	Every 2 weeks — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad	iPhone, iPad, iPod — better
Requires iOS	26.0	15.6 — better
Further details — not scored
Size	13 MB	143 MB
Age rating	4+	4+
Developer	Mutual Club Colon de San Justo	Kiwi Pay Srl

In-app purchases

None

Mutual Pay

No in-app purchases

None

KiwiPay Authenticator

No in-app purchases

Questions

Is Mutual Pay free?

Mutual Pay is free to download, with no in-app purchases.

Is KiwiPay Authenticator free?

KiwiPay Authenticator is free to download, with no in-app purchases.

Do Mutual Pay or KiwiPay Authenticator have ads?

Neither Mutual Pay nor KiwiPay Authenticator shows ads.

Which is updated more often, Mutual Pay or KiwiPay Authenticator?

Mutual Pay ships an update every 3 weeks, and KiwiPay Authenticator every 2 weeks. Most recently, Mutual Pay was updated on October 9, 2026 and KiwiPay Authenticator on October 14, 2026.