Comparison

CheqSplit vs Expense Splitter

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

CheqSplit

Features
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Take a photo of the receipt. Tap who had each item. See who owes what. CheqSplit helps you split restaurant bills, group expenses, and trip costs without doing the math yourself β€” whether you're traveling with friends, sharing household costs with roommates or neighbors, or keeping track as a couple. Scan a receipt, invite friends, and let everyone choose what they ordered from their own phone β€” or add your expenses manually. Friends don’t need to install the app or create an account. They open the shared bill from a QR code or link, pick their items, and CheqSplit calculates who owes whom. WHY CHEQSPLIT? β€’ Scan receipts Take a photo of the receipt and turn it into editable bill items with prices. β€’ Split item by item Each person chooses what they ordered. You can also split shared dishes, drinks, taxes, tips, and discounts. β€’ Share by QR code or link Invite friends to the same bill instantly. Everyone can open it on their own phone. β€’ No app install for friends Only the host needs CheqSplit. Friends can join from a browser without registration. β€’ See who owes what CheqSplit calculates the final split and shows a clear summary, so there’s no guessing or manual math. β€’ Track trip expenses Keep restaurant bills, groceries, stays, activities, and other group costs in one trip. PERFECT FOR: β€’ Splitting restaurant bills β€’ Group dinners with friends β€’ Trip expenses β€’ Shared expenses β€’ Roommates β€’ Couples β€’ Parties and events CheqSplit is a receipt-first bill splitter for real-life group payments β€” from restaurant bills to trips with friends. Scan the receipt. Let everyone choose their items. See who owes what. Privacy Policy: https://cheqsplitapp.com/en/privacy-policy/ Terms of Service: https://cheqsplitapp.com/en/terms-of-service/ Support: https://cheqsplitapp.com/en/support/

About

Expense Splitter

Features
Read full description

Somebody always pays first. Settle Up keeps score β€” log who paid for what, split it fairly, and see exactly who owes who, down to the cent. Most group expense apps make everyone create an account and hope the whole trip signs up. Settle Up works the other way: one person keeps the ledger, everyone trusts the math. Every expense is split in exact integer cents β€” balances always sum to zero β€” and the settle-up plan clears the whole group in the fewest possible payments. WHAT YOU GET β€’ Add "Pizza, Alex paid" in seconds β€” every balance updates the moment you save β€’ One glance answers the only question that matters: who owes who, and how much β€’ A settle-up plan that clears a six-person trip in two or three payments instead of fifteen β€’ Split with the whole group or only the people who were actually there β€’ Mark a payment as paid without touching history β€” the ledger stays auditable β€’ Separate ledgers for the flat, the trip, and the Friday dinner crowd PERFECT FOR β€’ Roommates splitting rent, groceries and the electricity bill β€’ Trip groups who want the holiday to end with numbers, not arguments β€’ Couples keeping shared costs fair without merging their money β€’ Dinner regulars tired of "I'll get the next one" bookkeeping WHY NOT JUST USE A SPREADSHEET? A spreadsheet doesn't know that 100 split three ways isn't 33.33 each β€” the odd cent has to land somewhere. Settle Up does exact-remainder math so shares always add back up to the total, then works out the minimum set of payments to clear everyone. No formulas, no forgotten rows, no "wait, did we count the taxi?" PRIVATE BY DEFAULT Your ledger lives on your iPhone. No account, no sign-ups for your friends, no bank linking β€” nothing leaves your device unless you export it. When you're ready, share a settle-up summary to the group chat or export the full ledger as CSV. FULL ACCESS Unlock everything with a weekly or yearly subscription, or a single lifetime purchase. Full access includes groups of any size, multiple separate ledgers, full CSV export of every expense, settlement and balance, and shareable settle-up summaries. Add tonight's dinner before anyone forgets who paid β€” the balances will be waiting. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia

Screenshots

CheqSplit4 screens
Expense Splitter4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Splitter at none against CheqSplit's 2. CheqSplit's advantage is update cadence (every 10 days vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. CheqSplit sells 2 in-app purchases, starting at $2.99 per month. Expense Splitter asks for nothing beyond the download.

UpkeepUpdate frequency

CheqSplit ships an update every 10 days, Expense Splitter every 4 months. The most recent releases landed on October 22, 2026 and October 9, 2026 respectively.

Scorecard2 real differences Β· 4 level
CheqSplit versus Expense Splitter: the parameters behind the verdict, then further details
ParameterCheqSplitExpense Splitter
PriceFreeFree
Update frequencyEvery 10 days β€” betterEvery 4 months
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhoneiPhone
Requires iOS16.0 β€” better17.0
Further details β€” not scored
Size47 MB3 MB
Age rating4+4+
DeveloperIon LunguLEAN ASIA CO., LTD

In-app purchases

2 purchases

CheqSplit

Subscriptions2
  • CheqSplit PRO Monthly7 Days trial$2.991 Month
  • CheqSplit PRO Yearly7 Days trial$34.991 Year
None

Expense Splitter

No in-app purchases

Questions

Is CheqSplit free?
CheqSplit is free to download, with in-app purchases available.
Is Expense Splitter free?
Expense Splitter is free to download, with no in-app purchases.
Do CheqSplit or Expense Splitter have ads?
Neither CheqSplit nor Expense Splitter shows ads.
Which is updated more often, CheqSplit or Expense Splitter?
CheqSplit ships an update every 10 days, and Expense Splitter every 4 months. Most recently, CheqSplit was updated on October 22, 2026 and Expense Splitter on October 9, 2026.

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