Comparison

Waletix vs Specialty Capital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Waletix

This finance app helps individuals and small businesses track personal and business finances, including expenses, income, subscriptions, and inventory. An AI coach provides insights and guidance on financial decisions. It offers customizable dashboards and tax-ready summaries.

Highlights
  • AI finance coach
  • Expense and income tracking
  • Subscription management
  • Inventory tracking
  • Budgeting with category limits
  • Tax-ready summaries
  • Customizable dashboard
Features
Read full description

Waletix is the money app for people who sell. Connect eBay, Shopify, or Square and your orders arrive with fees and shipping already accounted for, so the number you see is the number you keep. Track inventory by size, product form, or unit, and cost basis follows every item through to the sale. WALI, the built-in money coach, reads your actual numbers and tells you what needs attention: an overdue invoice, stock that's been sitting too long, a spending category creeping up. Every figure comes from your books. Nothing is invented. There's a full personal side too. Expenses, budgets, subscriptions, and savings live next to your business instead of in a separate app. Pick your setup when you start (reselling, retail, services, or personal) and the app arranges itself around it. The free fee calculator covers eBay, StockX, GOAT, Whatnot, Depop, Mercari, Poshmark, Etsy and more, so you know what you'll keep before you list. Built for individuals, side hustlers, and small businesses that want clarity without spreadsheets. Subscriptions Waletix Pro unlocks advanced features including AI insights, budgets, inventory tools, and exports. Free to start, with a 7-day free trial, then $4.99/month. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Your data stays private. Waletix doesn't sell user data, run ads, or track you across apps. Terms: https://waletix.com/terms Privacy: https://waletix.com/privacy

About

Specialty Capital

Manage your business funding with real-time visibility into your account status, transaction history, and current balance. Request additional capital quickly and securely through a streamlined digital process. This professional tool is designed for existing merchant partners.

Highlights
  • Real-time account visibility
  • Complete funding history
  • Monitor transactions instantly
  • Fast loading dashboards
  • Direct access to growth capital
  • Streamlined funding requests
  • Professional-grade security
Read full description

The Official Specialty Capital Merchant Portal Welcome to the future of business funding management. The Specialty Capital mobile app is a professional tool designed exclusively for our merchant partners who demand speed and clarity in their financial operations. This app eliminates the guesswork and provides you with the liquidity and data you need to scale your business with confidence. Real Time Visibility and Transparency Stop wondering about your account status. Our advanced merchant ledger provides a complete view of your funding history and current balance. Monitor every transaction as it occurs. View your total amount paid off with a single glance. Access a clear history of your account activity without needing to call support or wait for a monthly statement. Unprecedented Speed In the world of business, timing is everything. Our mobile portal is optimized for rapid performance, allowing you to check your finances between meetings or while on the go. Experience instant login and fast loading dashboards. Get immediate answers to your balance and payment questions. Receive critical updates regarding your account status the moment they happen. Direct Access to Growth Capital We believe that access to capital should be as fast as your business moves. The app provides a direct pathway to request additional funding when you are ready to expand. Request new capital with a streamlined digital process. Monitor the progress of your funding requests in the app. Secure the liquidity you need to take advantage of new inventory, equipment, or expansion opportunities. Professional Grade Security Your financial data is protected by industry standard encryption and secure authentication protocols. This app is a secure environment built to keep your merchant information safe while providing you with the ease of mobile access. Important Note This application is for existing Specialty Capital merchants only. You must use your registered merchant credentials to access the features and data within this app. If you are not yet a Specialty Capital merchant, please visit our website to learn how we can help fund your business growth.

Screenshots

Waletix4 screens
Specialty Capital4 screens

Verdict

The call

The clearest difference is in-app purchases: Specialty Capital at none against Waletix's 1. Waletix's advantage is update cadence (every 10 days vs every 3 months) and ratings volume (14 vs 4). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Waletix sells 1 in-app purchase, starting at $4.99 per month. Specialty Capital asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Waletix against 5.0 for Specialty Capital. Both are backed by a comparable volume of ratings — 14 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Waletix ships an update every 10 days, Specialty Capital every 3 months. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard4 real differences · 6 level
Waletix versus Specialty Capital: the parameters behind the verdict, then further details
ParameterWaletixSpecialty Capital
PriceFreeFree
Rating5.0 (14 ratings)5.0 (4 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings14 — better4
Update frequencyEvery 10 days — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size47 MB38 MB
Age rating4+4+
DeveloperMalik DagherSpecialty Capital LLC

Customer experience

Waletix

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Specialty Capital

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Waletix

Subscriptions1
  • Waletix Pro7 Days trial$4.991 Month
None

Specialty Capital

No in-app purchases

Questions

Is Waletix free?
Waletix is free to download, with in-app purchases available.
Is Specialty Capital free?
Specialty Capital is free to download, with no in-app purchases.
Which has better reviews, Waletix or Specialty Capital?
Waletix and Specialty Capital are both rated 5.0 out of 5 on the App Store, from 14 and 4 ratings respectively.
Do Waletix or Specialty Capital have ads?
Neither Waletix nor Specialty Capital shows ads.
Which is updated more often, Waletix or Specialty Capital?
Waletix ships an update every 10 days, and Specialty Capital every 3 months. Most recently, Waletix was updated on November 5, 2026 and Specialty Capital on November 9, 2026.

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