Spending Analysis vs Spendi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Analysis
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BudgetSwipe is a powerful spending analyzer that helps you understand where your money goes. No bank sync. No manual logging. Just import your CSV bank statement, swipe to categorize, and unlock detailed spending insights — all without creating an account or sharing your data. IMPORT, SWIPE, ANALYZE Export a CSV from your bank, upload it to BudgetSwipe, and categorize transactions with a simple swipe. Choose to categorize individually or group by merchant for fast bulk categorization. Duplicate transactions are automatically detected and skipped. Minimal effort, maximum insight. SPENDING INSIGHTS & ANALYTICS Once your transactions are categorized, explore interactive charts including cumulative spending trends, month-to-month comparisons, top merchants, and detailed category breakdowns — all generated automatically from your imported statements. DASHBOARD OVERVIEW See your complete financial picture on one screen. Cumulative spending charts show your pace through the month. Category breakdowns reveal where your money goes. Income, expenses, and savings at a glance. 50/30/20 BUDGETING BUILT IN Organize your spending into needs, wants, and savings — the proven 50/30/20 framework. Set budgets for each expense category, track your progress with visual indicators, and see exactly where you stand. CUSTOM CATEGORIES & BUDGETS Create your own categories with custom emojis. Classify expenses as essential (needs) or non-essential (wants) to understand your spending habits. Add income sources and savings goals too. Manage categories and budgets separately for full control. EXPORT YOUR DATA Export your transactions to CSV at any time. Your data belongs to you — take it wherever you need it. MULTIPLE ACCOUNTS Analyze spending across different bank accounts. Import statements from each and keep everything organized in one place. 20 CURRENCIES SUPPORTED Use BudgetSwipe in your local currency. Supports GBP, USD, EUR, CAD, AUD, JPY, CNY, INR, CHF, NZD, SEK, NOK, DKK, PLN, BRL, MXN, SGD, HKD, KRW, and ZAR. APPEARANCE Choose between light, dark, or system appearance to match your preference. REMINDERS Set customizable reminders to upload your bank statements. Choose daily, weekdays, weekends, weekly, or monthly notifications at whatever time suits you. PRIVACY FIRST Your financial data stays on your device. No account required, no cloud sync, no data sharing. Bank statements are processed entirely on-device and never transmitted. We use minimal analytics for app improvement only. BUDGETSWIPE PRO BudgetSwipe is free to use with generous limits. Upgrade to Pro for unlimited CSV bank statement imports and advanced spending analytics. Available as a monthly subscription or a one-time lifetime purchase. Terms of Use: https://budgetswipe.netlify.app/terms/ Privacy Policy: https://budgetswipe.netlify.app/privacy/
Spendi
Effortlessly manage your finances with this intuitive expense tracker and budget planner. Log income and expenses, set custom budgets, and gain clear visual insights into your spending habits. Syncs across devices and prioritizes your privacy.
- Smart Budgets
- Visual Insights
- Quick Logging
- Recurring Transactions
- iCloud Sync
- Privacy First
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Take control of your money with Spendi — the intuitive expense tracker and budget planner designed for everyday use. Log your income and expenses in seconds, set budgets for any category, and see exactly where your money goes with beautiful visual insights. KEY FEATURES • Smart Budgets — Set overall or per-category budgets with weekly, monthly, or custom time frames. Track progress with clear visual indicators. • Visual Insights — Weekly, monthly, and yearly spending breakdowns with interactive charts and category analysis. • Quick Logging — Add transactions fast with a built-in number pad, category picker, and optional notes. • Recurring Transactions — Set up repeating income or expenses so you never miss a bill. • Upcoming Transactions — See your future payments at a glance and plan ahead. • Spending Trends — Mini line graph shows your cumulative spending with an interactive drag tooltip. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share your Spendi Pro with up to 5 family members via iCloud Family at no extra cost. • Home Screen Widget — Check your spending at a glance without opening the app. • Demo Mode — Explore all features with sample data before you start tracking. • Fully Customizable — Choose your currency, number format, keypad style, and app theme. • Privacy First — Your financial data stays on your device. No accounts, no servers, no tracking. Whether you want to stop overspending, save for a goal, or simply understand your financial habits — Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy
Screenshots
Verdict
The clearest difference is ads: Spending Analysis at none against Spendi's shown. Spendi's advantage is iOS requirement (18.6 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Analysis sells 2 in-app purchases, starting at $1.99 per month and Spendi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.
| Parameter | Spending Analysis | Spendi |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Weekly | Weekly |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 18.6 — better |
| Further details — not scored | ||
| Size | 21 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Rowan Rhodes | Mucahit KOKDEMIR |
In-app purchases
Spending Analysis
- Monthly$1.991 Month
- Lifetime$12.99
Spendi
- Spendi Pro (Monthly)$2.991 Month
- Spendi Pro (Yearly)14 Days trial$12.991 Year
- Spendi Pro – Lifetime$24.99









