Comparison

Spending Analysis vs かけいぼっち

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Analysis

Analyze your spending by importing CSV bank statements and swiping to categorize transactions. Gain insights with interactive charts, track budgets using the 50/30/20 framework, and manage multiple accounts and currencies securely on your device.

Highlights
  • CSV bank statement import
  • Swipe to categorize transactions
  • Detailed spending insights & analytics
  • 50/30/20 budgeting framework
  • Custom categories and budgets
  • Multi-currency support
  • On-device data processing
Features
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BudgetSwipe is a powerful spending analyzer that helps you understand where your money goes. No bank sync. No manual logging. Just import your CSV bank statement, swipe to categorize, and unlock detailed spending insights — all without creating an account or sharing your data. IMPORT, SWIPE, ANALYZE Export a CSV from your bank, upload it to BudgetSwipe, and categorize transactions with a simple swipe. Choose to categorize individually or group by merchant for fast bulk categorization. Duplicate transactions are automatically detected and skipped. Minimal effort, maximum insight. SPENDING INSIGHTS & ANALYTICS Once your transactions are categorized, explore interactive charts including cumulative spending trends, month-to-month comparisons, top merchants, and detailed category breakdowns — all generated automatically from your imported statements. DASHBOARD OVERVIEW See your complete financial picture on one screen. Cumulative spending charts show your pace through the month. Category breakdowns reveal where your money goes. Income, expenses, and savings at a glance. 50/30/20 BUDGETING BUILT IN Organize your spending into needs, wants, and savings — the proven 50/30/20 framework. Set budgets for each expense category, track your progress with visual indicators, and see exactly where you stand. CUSTOM CATEGORIES & BUDGETS Create your own categories with custom emojis. Classify expenses as essential (needs) or non-essential (wants) to understand your spending habits. Add income sources and savings goals too. Manage categories and budgets separately for full control. EXPORT YOUR DATA Export your transactions to CSV at any time. Your data belongs to you — take it wherever you need it. MULTIPLE ACCOUNTS Analyze spending across different bank accounts. Import statements from each and keep everything organized in one place. 20 CURRENCIES SUPPORTED Use BudgetSwipe in your local currency. Supports GBP, USD, EUR, CAD, AUD, JPY, CNY, INR, CHF, NZD, SEK, NOK, DKK, PLN, BRL, MXN, SGD, HKD, KRW, and ZAR. APPEARANCE Choose between light, dark, or system appearance to match your preference. REMINDERS Set customizable reminders to upload your bank statements. Choose daily, weekdays, weekends, weekly, or monthly notifications at whatever time suits you. PRIVACY FIRST Your financial data stays on your device. No account required, no cloud sync, no data sharing. Bank statements are processed entirely on-device and never transmitted. We use minimal analytics for app improvement only. BUDGETSWIPE PRO BudgetSwipe is free to use with generous limits. Upgrade to Pro for unlimited CSV bank statement imports and advanced spending analytics. Available as a monthly subscription or a one-time lifetime purchase. Terms of Use: https://budgetswipe.netlify.app/terms/ Privacy Policy: https://budgetswipe.netlify.app/privacy/

About

かけいぼっち

Features
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かけいぼっちは、大学生の毎日のお金管理に特化したシンプルな家計簿アプリです。 ホーム画面では「今日あといくら使えるか」を大きく表示し、食費や交通費などの生活費をすぐに確認できます。毎月の予算を設定すると、生活費・生活必需品費・遊び費を分けて管理でき、バイト代や積立もわかりやすく整理できます。 また、高額な買い物を一度に支出として扱わず、複数月に分けて記録できる「減価償却」機能にも対応。ひとり暮らし、通学、バイト、旅行など、大学生活のお金の流れを無理なく見える化できます。 入力はできるだけ少なく、見やすさと続けやすさを重視。節約したいけれど、遊びや趣味も大切にしたい大学生のための家計簿アプリです。

Screenshots

Spending Analysis4 screens
かけいぼっち4 screens

Verdict

The call

The clearest difference is in-app purchases: かけいぼっち at none against Spending Analysis's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Analysis sells 2 in-app purchases, starting at $1.99 per month. かけいぼっち asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 8 level
Spending Analysis versus かけいぼっち: the parameters behind the verdict, then further details
ParameterSpending Analysisかけいぼっち
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.0 — better26.2
Further details — not scored
Size21 MB7 MB
Age rating4+4+
DeveloperRowan RhodesTAKUMA FUNAYAMA

In-app purchases

2 purchases

Spending Analysis

Subscriptions1
  • Monthly$1.991 Month
One-time1
  • Lifetime$12.99
None

かけいぼっち

No in-app purchases

Questions

Is Spending Analysis free?
Spending Analysis is free to download, with in-app purchases available.
Is かけいぼっち free?
かけいぼっち is free to download, with no in-app purchases.
Do Spending Analysis or かけいぼっち have ads?
Neither Spending Analysis nor かけいぼっち shows ads.
Which is updated more often, Spending Analysis or かけいぼっち?
Spending Analysis ships an update weekly, and かけいぼっち weekly. Most recently, Spending Analysis was updated on October 28, 2026 and かけいぼっち on October 25, 2026.

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