Subios vs SubGuard

Keeping track of your subscriptions has never been this effortless — or this good-looking. Subios gives you one clean place to manage all your digital subscriptions and recurring payments. No more guessing what you're spending or when prices went up. KEY FEATURES - Multi-Currency Support: Subscribe to services in USD, EUR, or anything else? No problem. Set your preferred home currency and Subios automatically converts everything using live exchange rates. - At-a-Glance Currency Totals: Pick two additional currencies to show alongside your main total. See your monthly spend in your home currency front and center, with live USD and EUR equivalents right below it — all powered by European Central Bank (ECB) rates. - Shared Subscriptions: Splitting a plan with family or friends? Enter the number of people and Subios shows only your portion — not the full price. - Siri & App Intents: Ask Siri how much you're spending this month, or build your own automations with the Shortcuts app. No need to open the app at all. - CSV Export: Your data is yours. Export everything in one tap — works with Excel, Numbers, and Google Sheets. - Reminders & Calendar Integration: Get notified before a payment hits. You can also sync subscriptions directly to your calendar so nothing sneaks up on you. - Completely Private: No account, no sign-in required. Lock the app with Face ID and keep your finances to yourself. - iCloud Sync: Everything stays in sync across your iPhone, iPad, and Mac automatically. - Home Screen Widgets: Glanceable widgets so your upcoming payments are always one look away. Forget the messy spreadsheets. Download Subios and finally know where your money's going. DISCLAIMER: Subios is a personal finance tracking tool. Exchange rates are sourced from the ECB and are approximate — actual charges may vary due to bank fees or rate fluctuations. Subios is not responsible for discrepancies caused by rate changes or manual entry errors.

Are you paying for subscriptions you no longer use? Have you ever forgotten to cancel a free trial, or missed an important rent or loan payment? Take back control of your recurring expenses with SubGuard! SubGuard is the ultimate, privacy-first tracker for subscriptions, bills, and recurring payments. Organize everything from Netflix and gym memberships to rent, utilities, and loans in one beautiful, easy-to-use dashboard. See exactly where your money goes every month, get smart reminders before any charge hits your account, and never miss a due date or pay for an unwanted service again. Key Features: • SMART DASHBOARD See all your active subscriptions and bills grouped beautifully by category, color, and brand. Instantly view your total monthly and yearly spend at a glance. • RENEWAL & PAYMENT ALERTS Never get caught off guard by a surprise charge or miss a bill. SubGuard sends you timely, personalized local notifications (24h, 48h, or custom dates & times) before a free trial ends, a subscription renews, or a payment is due. • ADVANCED SPEND ANALYTICS [PRO] Unlock deep insights into your spending habits. See your top expenses, category breakdowns, and beautiful dynamic charts that help you identify where you can save the most. • BEAUTIFUL CUSTOM THEMES [PRO] Personalize your SubGuard experience. Choose from stunning, premium color gradients and dark mode designs that make managing your finances visually satisfying. • HOME SCREEN WIDGETS Check your upcoming bills and active free trials right from your Device's Home Screen or Lock Screen. Our dynamic widgets keep your spending front and center. • PRIVATE & SECURE Your financial data is yours alone. SubGuard operates 100% locally on your device and syncs securely via your personal Apple iCloud Account. We do not collect, track, or sell your personal information. No account required! Unlock SubGuard Pro for the ultimate financial control: • Unlimited Tracking Slots • Custom Reminder Dates & Times • Advanced Spending Analytics & Charts • Premium Theming Options (Not ready to go Pro? You can also easily expand your free limit by purchasing one-time extra tracking slots to perfectly fit your needs!) Stop wasting money on forgotten subscriptions and late bill fees. Download SubGuard today and take control of your recurring payments! Privacy Policy: https://docs.google.com/document/d/1zoA1-MBDAmSVTVeGoJIAuyQHOQYVpZt-RuD4w0qSfIU/edit?usp=sharing Terms of Use: https://docs.google.com/document/d/1mLNNAqtgBISzxX_QUbkqYc2zZ9_WrRsTfG7XWZA_RRo/edit?usp=sharing