Comparison

OurSplit vs Smart Saving

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OurSplit

Features
Read full description

Take control of your finances with OurSplit OurSplit is the easiest way to track your personal expenses and split bills with friends, roommates, or family. Whether you're managing your daily spending or organizing group expenses for trips and shared living, OurSplit keeps everything simple and organized. KEY FEATURES - Smart Expense Tracking • Add income and expenses in seconds • Categorize transactions automatically • View detailed reports and charts • Track spending by day, week, month, or custom periods • Set up recurring payments for subscriptions and bills - Split Bills with Anyone • Create shared accounts with friends and family • Real-time sync across all devices • Track who paid what and settle balances easily • Perfect for roommates, trips, and group events • Invite members via link or email - Powerful Reports & Insights • Visualize spending patterns with beautiful charts • Compare periods to understand your finances better • Get insights on savings and spending trends • Export data in PDF, or Excel format • Complete transaction history at your fingertips - Privacy & Security • App lock with biometrics (Face ID/Touch ID) • Cloud sync to keep your data safe • Works offline - sync when connected • Delete your account and data anytime - Beautiful & Intuitive • Clean, modern design • Dark mode support • Available in English, Spanish, and Italian • Fast and responsive OURSPLIT PRO Unlock premium features with OurSplit Pro: • Unlimited shared accounts • Export data in multiple formats (PDF, Excel) • Ad-free experience • Priority support Try OurSplit free with cloud sync. Upgrade to Pro for shared accounts and advanced features. PERFECT FOR • Tracking daily expenses • Splitting rent and utilities with roommates • Managing group trip expenses • Sharing subscription costs • Organizing household finances • Keeping receipts and records Download OurSplit today and simplify your finances! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://flying-marcella-soluzioneapps-bda06d04.koyeb.app/privacy-policy

About

Smart Saving

Features
Read full description

What Smart Saving Does Smart Saving is a personal finance app that helps you track where your money goes each month. Instead of complex spreadsheets or generic monthly budgets, it breaks down your spending into weekly periods aligned with your salary date. Core Features Track your income and expenses across six weekly periods per month. See exactly how much you have left to spend each week without doing mental math. Set up recurring bills (rent, subscriptions, utilities) with automatic due date tracking. The app calculates when each bill is due next based on its frequency. Create financial goals and track progress toward them. Set a target amount, add what you've saved, and see how close you are. View spending patterns by category. The app shows which categories consume most of your budget and provides analysis on where you could potentially cut back. Export your financial data as CSV for external analysis or record-keeping. How It Works Enter your monthly salary date. The app divides the month into weekly budgets starting from that date, not the calendar month. This matches how most people actually get paid and think about money. Add expenses as they happen. Categorize them and assign to the current week. The app updates your remaining budget automatically. Track recurring bills separately from regular expenses. Get reminders before bills are due. Review spending patterns in the statistics section. See which categories cost you the most and get recommendations based on your actual spending habits. Who It's For People who want to know exactly how much they can spend this week without running out before next payday. Families managing household budgets. Anyone who finds monthly budgets too broad to be useful day-to-day. Privacy All data is stored locally on your device. No account required. No data sent to servers.

Screenshots

OurSplit4 screens
Smart Saving4 screens

Verdict

The call

The clearest difference is in-app purchases: Smart Saving at none against OurSplit's 3. Smart Saving also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OurSplit sells 3 in-app purchases, starting at $4.99 per month. Smart Saving asks for nothing beyond the download.

Scorecard2 real differences · 4 level
OurSplit versus Smart Saving: the parameters behind the verdict, then further details
ParameterOurSplitSmart Saving
PriceFreeFree
Update frequencyEvery 4 days—
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013.0
Further details — not scored
Size74 MB6 MB
Age rating4+4+
DeveloperJuan Martin GiannattasioDimitar Dimitrov

In-app purchases

3 purchases

OurSplit

Subscriptions2
  • OurSplit Pro Monthly$4.991 Month
  • OurSplit Pro Annual$29.991 Year
One-time1
  • OurSplit Pro Lifetime$79.99
None

Smart Saving

No in-app purchases

Questions

Is OurSplit free?
OurSplit is free to download, with in-app purchases available.
Is Smart Saving free?
Smart Saving is free to download, with no in-app purchases.
Do OurSplit or Smart Saving have ads?
OurSplit shows ads; Smart Saving does not.

Other comparisons